38 Palm Rd, Ocala, FL 34472 Property Records

Marion County property record for 38 Palm Rd, Ocala, FL 34472 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,309 sqft · built 1980
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$73,500 (Feb 2018)
Tax Bill	$2,075 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9043-1355-02`

Property Details

APN / Parcel Number

Primary APN	`9043-1355-02`
Alternative APNs	`1487480000` `1487480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,309 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	1,309 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Modern
Exterior Material	Wood
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	12 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	38 PALM RD
City	OCALA
State	FL
Zip	34472-2352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 15 TWP 16 RGE 23 PLAT BOOK J PAGE 327 SILVER SPRINGS SHORES UNIT 43 BLK 1355 LOT 2
Legal Range	23E
Legal Township	16S
Legal Section	15
Legal Subdivision	SILVER SPRINGS SHORES
Legal Block	1355
Legal Lot Number	2
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1035
Census Tract	1211

Owner

Source: Marion County records · APN 9043-1355-02

Assessment roll updated December 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 PALM RD, OCALA, FL 34472-2352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · VA Mortgage ROYAL UNITED MORTGAGE LLC
Sep 28, 2021	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Feb 02, 2018	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 02, 2018 · Amount on Record
Deed Sale	Feb 02, 2018 · Amount on Record
Prior Sale	Mar 29, 2011 · Amount on Record
Deed Document Number	201810623
Deed Book / Page	6710 / 1704
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	38 PALM RD, OCALA, FL 34472-2352
Transaction Type	Mortgage
Record Updated	Feb 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 PALM RD, OCALA, FL 34472-2352

Mortgage

Document Number	0088120760
Date	Jan 22, 2026
Book Page	8812/760
Instrument	2026008526

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46256

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	38 PALM RD, OCALA, FL 34472-2352
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0075790762
Date	Sep 28, 2021
Book Page	7579/762
Instrument	2021132875

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Feb 02, 2018
Property Address	38 PALM RD, OCALA, FL 34472-2352
Document Number	0067101704
Book / Page	6710 / 1704
Map Reference	MB J PG327-329
Instrument Date	Jan 30, 2018
Instrument	2018010623
Transaction Type	Transfer
Record Updated	Feb 01, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 PALM RD, 28, OCALA, FL 34472-2352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 PALM RD, OCALA, FL 34472-2352

Mortgage

Document Number	2018010624
Date	Feb 02, 2018
Instrument	2018010624

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2048

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated December 29, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,075.00 (+12.59%) Homeowner's exemption	$75,047 (+5.99%)	$177,588 (+15.94%) Land $27,000 Building $150,588
2023	$1,843.00 (+1.1%) Homeowner's exemption	$70,808 (+3%) Land $15,000 Building $55,808	$153,167 (+11.69%) Land $15,000 Building $138,167
2022	$1,823.00 Homeowner's exemption	$68,746	$137,140 Land $13,000 Building $124,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (12083C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120830012111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 295 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	3,000 / 3,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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