Ocean County and Jackson Township property record for 38 Overlook Dr, Jackson, NJ 08527
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,464 sqft · built 1999 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (May 2025) |
| Tax Bill | $16,855 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10109-0000-00010 |
| Primary APN | 12-10109-0000-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,464 sqft Living Area |
| Gross Area | 5,247 sqft |
| Basement Area | 1,783 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 46,174 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 12000940500012 |
|---|---|
| Street Address | 38 OVERLOOK DR |
| City | JACKSON |
| State | NJ |
| Zip | 08527-4849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 1.06 AC |
| Legal Subdivision | WHISPERING HILLS ESTATES SEC 6 |
| Legal Block | 10109 |
| Legal Lot Number | 10 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 717300 |
38 Overlook Dr is owned and occupied by two individuals who bought it in May 2025.
Source: Ocean County and Jackson Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 OVERLOOK DR, JACKSON, NJ 08527-4849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| May 18, 2021 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 1, 2020 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2025 · Amount on File |
| Deed Sale | May 6, 2025 · Amount on File |
| Prior Sale | May 18, 2021 · Amount on File |
| Deed Document Number | 202533972 |
| Deed Book / Page | 20002 / 1358 |
| Prior Transfer Date | Mar 22, 2022 |
| Prior Transfer Doc | 0189730404 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Mar 31, 2022 |
| Property Address | 38 OVERLOOK DR, JACKSON, NJ 08527-4849 |
| Document Number | 0189730404 |
| Book / Page | 18973 / 404 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 2022039397 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38 OVERLOOK DR, JACKSON, NJ 08527-4849 |
| Document Number | 2022039398 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 2022039398 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.75% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 3.75% |
| Index | Other |
| Max Rate | 6.75% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 18, 2021 |
| Property Address | 38 OVERLOOK DR, JACKSON, NJ 08527-4849 |
| Document Number | 0184810245 |
| Book / Page | 18481 / 245 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021075332 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2021 |
| Title Company | SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1546 E 8TH ST, 1546, BROOKLYN, NY 11230-7006 |
| Name | Verified Name |
|---|---|
| Address | 38 OVERLOOK DR, JACKSON, NJ 08527-4849 |
| Document Number | 2021075333 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021075333 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Dec 1, 2020 |
| Property Address | 38 OVERLOOK DR, JACKSON, NJ 08527-4849 |
| Document Number | 0181820061 |
| Book / Page | 18182 / 61 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2020143212 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | MADISON TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,234.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 GRAMERCY RD, 50, OLD BRIDGE, NJ 08857-1860 |
| Name | Verified Name |
|---|---|
| Address | 38 OVERLOOK DR, JACKSON, NJ 08527-4849 |
| Document Number | 2020143213 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 2020143213 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 38 Overlook Dr was $16,855, up 11.8% from the year before.
Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Jackson Township |
| Unified School District | Jackson Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,164,000 (-) Land $260,900 Building $903,100 | $1,164,000 (-) Land $260,900 Building $903,100 | |
| 2025 | $16,855.00 (+11.81%) | $1,164,000 Land $260,900 Building $903,100 | $1,164,000 Land $260,900 Building $903,100 |
| 2024 | $15,075.00 | ||
| 2023 | $564,200 Land $120,300 Building $443,900 | $564,200 Land $120,300 Building $443,900 | |
| 2022 | $14,257.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 38 Overlook Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1999–2013) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Overlook Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 58% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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