38 Overlook Dr, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 38 Overlook Dr, Chicopee, MA 01013

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 878 sqft · built 1954
Lot Size0.312 acres (13,576 sqft)
Owner2 Individual Names on Record
Last Sale$187,500 (Jun 2005)
Tax Bill$3,566 (2025)
Deeds & MortgagesApr 2020 Refinance
Flood ZoneZone X (minimal risk)
APN145-00009

Property Details

APN / Parcel Number

Primary APN145-00009
Alternative APN
  • CHIC M:0145 P:00009

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area878 sqft Living Area
Gross Area1,756 sqft
1st Floor Area878 sqft
Basement Area438 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,576 sqft (0.312 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number145-00009
Street Address38 OVERLOOK DR
CityCHICOPEE
StateMA
Zip01013-3514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group5
Census Block5000
Census Tract811000

Owner

Source: Hampden County and Chicopee City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38 OVERLOOK DR, CHICOPEE, MA 01013-3514
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2005 · Amount on Record
Deed SaleJun 30, 2005 · Amount on Record
Deed Document Number2005140444
Deed Book / Page15135 / 339
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address38 OVERLOOK DR, CHICOPEE, MA 01013-3514
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23188-578
DateApr 30, 2020
Book Page23188/578
Instrument21594
Lender
NameFREEDOM CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMay 1, 2035

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,566.00 (+5.28%)$235,200 (+2.48%) Land $112,800 Building $122,400$283,195
2024$3,387.00 (+7.29%)$229,500 (+10.12%) Land $110,500 Building $119,000
2023$3,157.00$208,400 Land $100,500 Building $107,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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