38 Overbrook Rd, Catonsville, MD 21228 Property Records

Baltimore County property record for 38 Overbrook Rd, Catonsville, MD 21228

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,458 sqft · built 1925
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Jun 2024)
Tax Bill	$5,772 (2024)
Deeds & Mortgages	Oct 2020 Mortgage
APN	`01-0123000350`

Property Details

APN / Parcel Number

Primary APN	`01-0123000350`
Alternative APNs	`10123000350` `0123000350`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,458 sqft Living Area
1st Floor Area	1,158 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	345 sqft
Deck Area	153 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0123000350
Street Address	38 OVERBROOK RD
City	CATONSVILLE
State	MD
Zip	21228-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OVERBROOK
Legal Subdivision	OVERBROOK
Legal Block	2
Legal Lot Number	21
Jurisdiction	BALTIMORE MD
Township / Civil Division	1
Census Block Group	2
Census Block	2002
Census Tract	400600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

38 Overbrook Rd is owned and occupied by two individuals who bought it in June 2024.

Source: Baltimore County records, as of July 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	38 OVERBROOK RD, CATONSVILLE, MD 21228-1944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2024 · Amount on File
Deed Sale	Jun 6, 2024 · Amount on File
Prior Sale	Apr 3, 2009 · Amount on File
Deed Book / Page	49089 / 83
Transfer Doc	0207880183
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	38 OVERBROOK RD, BALTIMORE, MD 21228-1944
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0434890402
Date	Oct 19, 2020
Book Page	43489/402

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$454,233	$561,700 Land $132,000 Building $429,700
2024	$5,772.00 (+102.46%)
2023	$2,851.00 Homeowner's exemption	$396,400	$400,500 Land $122,500 Building $278,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 38 Overbrook Rd; there have been 8 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	8 (1999–2026)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Overbrook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,010 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20