38 Outer Dr, Oak Ridge, TN 37830 Property Records

Anderson County property record for 38 Outer Dr, Oak Ridge, TN 37830

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,404 sqft · built 1944
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Oct 2023)
Tax Bill	$909 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094B-A-023.00`

Property Details

APN / Parcel Number

Primary APN	`094B-A-023.00`
Alternative APNs	`02094B A 094B 023.00 000` `02094BA094B02300` `001094B A 02300`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,404 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	1,564 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Terrain	Rolling

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	196 sqft
Deck Area	192 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38 OUTER DR
City	OAK RIDGE
State	TN
Zip	37830-4064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB: 2 PG: 112B BLK: 13CJ LOT: 40
Legal Subdivision	BLOCK 0B20 LOT 0040
Legal Block	13CJ
Legal Lot Number	40
Jurisdiction	ANDERSON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2008
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oak Ridge Historic District (Additional Documentation) listed 1991 · 3,717 contributing resources · NRIS 91001109

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

38 Outer Dr is owned and occupied by an individual who bought it in October 2023.

Source: Anderson County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	38 OUTER DR, OAK RIDGE, TN 37830-4064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Deed Document Number	20237866
Deed Book / Page	1825 / 2096
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	38 OUTER DR, OAK RIDGE, TN 37830-4064
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 OUTER DR, OAK RIDGE, TN 37830-4064

Mortgage

Document Number	0018870798
Date	Mar 31, 2026
Book Page	1887/798
Instrument	26002964

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDERSON TN
Recording Date	Oct 2, 2023
Property Address	38 OUTER DR, OAK RIDGE, TN 37830-4064
Document Number	0018252096
Book / Page	1825 / 2096
Map Reference	CAB 2 SL 112B
Instrument Date	Sep 27, 2023
Instrument	23007866
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	ADMIRAL TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 OUTER DR, OAK RIDGE, TN 37830-4064

Mortgage

Document Number	0023007867
Date	Oct 2, 2023
Instrument	23007867

Lender

Name	MORTGAGE INVESTORS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Anderson County
Municipality	Oak Ridge City
Unified School District	Oak Ridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,875 Land $12,850 Building $43,025	$223,500 Land $51,400 Building $172,100
2024	$909.00
2023		$37,000 (-) Land $6,975 Building $30,025
2022	$909.00	$37,000 Land $6,975 Building $30,025
2021			$148,000 (-) Land $27,900 Building $120,100
2020			$148,000 Land $27,900 Building $120,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Outer Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1994 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Outer Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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