Cumberland County and Standish Town property record for 38 Otter Dr, Standish, ME 04084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1997 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $181,300 (May 2021) |
| Tax Bill | $3,556 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | STAN M:14 L:11-4 |
| Primary APN | STAN M:14 L:11-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 2,936 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 65,340 sqft (1.5 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | G0643R |
|---|---|
| Street Address | 38 OTTER DR |
| City | STANDISH |
| State | ME |
| Zip | 04084-6436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Subdivision | OTTER CRK |
| Legal Lot Number | 11-4 |
| Jurisdiction | STANDISH ME |
| Township / Civil Division | STANDISH |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 17002 |
Source: Cumberland County and Standish Town records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 OTTER DR, STANDISH, ME 04084-6436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage NAVY FCU |
| May 11, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2021 · Amount on Record |
| Deed Sale | May 11, 2021 · Amount on Record |
| Prior Sale | Apr 8, 2016 · Amount on Record |
| Deed Document Number | 202133381 |
| Deed Book / Page | 38173 / 265 |
| Prior Transfer Date | May 7, 2021 |
| Prior Transfer Doc | 0381730265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANDISH ME |
| Property Address | 38 OTTER DR, STANDISH, ME 04084-6436 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0382350159 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 38235/159 |
| Instrument | 37209 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANDISH ME |
| Recording Date | May 11, 2021 |
| Property Address | 38 OTTER DR, STANDISH, ME 04084-6436 |
| Document Number | 0381730265 |
| Book / Page | 38173 / 265 |
| Instrument Date | May 7, 2021 |
| Instrument | 33381 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 OTTER DR, STANDISH, ME 04084-6436 |
Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Standish Town |
| Unified School District | School Administrative District 06 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,556.00 (+5.02%) | $286,800 (+6.74%) Land $70,100 Building $216,700 |
| 2024 | $3,386.00 (+8.53%) | $268,700 (+19.26%) Land $64,900 Building $203,800 |
| 2023 | $3,120.00 (+7.48%) | $225,300 (+12.15%) Land $54,400 Building $170,900 |
| 2022 | $2,903.00 | $200,900 Land $48,300 Building $152,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 4 (1998–2010) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2010 · Severe Winter Storm |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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