Ramsey County property record for 38 Otis Ave, Saint Paul, MN 55104
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,170 sqft · built 1922 |
| Lot Size | 0.187 acres (8,146 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $800,000 (Apr 2025) |
| Tax Bill | $11,690 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-28-23-13-0047 |
| Primary APN | 05-28-23-13-0047 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,170 sqft Living Area |
| 1st Floor Area | 1,158 sqft |
| Basement Area | 220 sqft |
| Finished Basement | 220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Roof Type | Shed Roof |
| Lot Area | 8,146 sqft (0.187 acres) |
| Lot Dimensions | 136 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 161 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 38 OTIS AVE |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55104-5633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | SHADOW FALLS PARK ADDITION,TO LOT 18 BLK 5 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 05 |
| Legal Quarter | 1 |
| Quarter-Quarter Section | 3 |
| Legal Subdivision | PARK ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 18 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 43002 |
Source: Ramsey County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 OTIS AVE, SAINT PAUL, MN 55104-5633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP |
| Jun 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage MARTHA A GREINER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2025 · Amount on Record |
| Deed Sale | Apr 28, 2025 · Amount on Record |
| Prior Sale | Jun 25, 2018 · Amount on Record |
| Deed Document Number | T02793406 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 28, 2025 |
| Property Address | 38 OTIS AVE, SAINT PAUL, MN 55104-5633 |
| Document Number | 0T02793406 |
| Instrument Date | Apr 25, 2025 |
| Instrument | T02793406 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 OTIS AVE, SAINT PAUL, MN 55104-5633 |
| Document Number | 0T02793407 |
|---|---|
| Date | Apr 28, 2025 |
| Instrument | T02793407 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 25, 2018 |
| Property Address | 38 OTIS AVE, SAINT PAUL, MN 55104-5633 |
| Document Number | 0002617087 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 2617087 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | WATERMARK TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,931.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38 OTIS AVE ST PAUL MN 551045633, ST PAUL, MN 55104-5633 |
| Document Number | 2617088 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 2617088 |
| Name | MARTHA A GREINER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2048 |
Source: Ramsey County assessment roll, as of February 1, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,690.00 (+21.57%) | $681,300 (+7.41%) Land $167,700 Building $513,600 | $681,300 (+7.41%) Land $167,700 Building $513,600 |
| 2023 | $9,616.00 | $634,300 Land $167,700 Building $466,600 | $634,300 Land $167,700 Building $466,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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