38 Olive Pl, Fredericksburg, VA 22405 Property Records

Stafford County property record for 38 Olive Pl, Fredericksburg, VA 22405

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,102 sqft · built 1957
Lot Size1.03 acres (44,867 sqft)
Owner2 Owner Names on File
Tax Bill$2,086 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN54C-1-8B

Property Details

APN / Parcel Number

Primary APN54C-1-8B
Alternative APNs
  • 054C 1 8B
  • 32782

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,102 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Architectural StyleOther
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area44,867 sqft (1.03 acres)
PorchOpen Porch
Porch Area200 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelOil

Location & Zoning

Account Number32782
Old Parcel Number054C 1 8B
Street Address38 OLIVE PL
CityFREDERICKSBURG
StateVA
Zip22405-1887
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1- SUBURB RES
Legal DescriptionPT LOT 8 1.03 AC LITTLE WHIM
Legal SubdivisionLITTLE WHIM
Legal Lot Number8 1
JurisdictionSTAFFORD VA
Township / Civil DivisionGEORGE WASHINGTON
Census Block Group3
Census Block3008
Census Tract10405

Owner

The current owner of 38 Olive Pl acquired it in June 2005.

Source: Stafford County records, as of November 17, 2025

Owner of Record2 Owner Names on File
Mailing Address38 OLIVE PL, FREDERICKSBURG, VA 22405-1887
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 7, 2005
Transfer Doc050020688
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address38 OLIVE PL, FREDERICKSBURG, VA 22405-1887
Transaction TypeMortgage
Record UpdatedFeb 28, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0240001703
DateFeb 16, 2024
Instrument240001703
Lender
NameATLANTIC UNION BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 20, 2054
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 38 Olive Pl was $2,086.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,086.00$222,800 Land $95,000 Building $127,800$222,800 Land $95,000 Building $127,800
2023$1,877.00$198,700 Land $90,000 Building $108,700$198,700 Land $90,000 Building $108,700
2021$1,378.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Olive Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Olive Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTAFFORD COUNTY UTILITIES
serves 123,684 people · EPA ID VA6179100
Water SourceSurface water
Last State InspectionNov 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

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