38 Old Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 38 Old Rd, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,285 sqft · built 1920
Lot Size0.482 acres (21,000 sqft)
Owner2 Individual Names on Record
Tax Bill$6,769 (2025)
Deeds & MortgagesSep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APNDRAC M:45 B:106 L:1

Property Details

APN / Parcel Number

Primary APNDRAC M:45 B:106 L:1
Alternative APNs
  • M:0045 B:0106 L:0001
  • 238906

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,285 sqft Living Area
Gross Area5,149 sqft
1st Floor Area1,951 sqft
Basement Area1,223 sqft
Unfinished Basement1,223 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,000 sqft (0.482 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number238906
Street Address38 OLD RD
CityDRACUT
StateMA
Zip01826-3514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal SubdivisionFAIRVIEW
Legal Block106
Legal Lot Number1
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group1
Census Block1007
Census Tract314200

Owner

Source: Middlesex County and Dracut Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38 OLD RD, DRACUT, MA 01826-3514
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address38 OLD RD, DRACUT, MA 01826-3514
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039552-202
DateSep 29, 2025
Book Page39552/202
Instrument30839
Lender
NameJEANNE D ARC CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term241 Months
DueOct 1, 2045

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,769.00 (-0.06%)$668,900 (+3.21%) Land $207,500 Building $461,400$644,955 (+19.38%)
2024$6,773.00 (+4.67%)$648,100 (+15.98%) Land $197,600 Building $450,500$540,265
2023$6,471.00$558,800 Land $171,800 Building $387,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1987–2007)
Most Recent ClaimApr 2007 · other causes
Claims by Event
  • Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDRACUT WATER SUPPLY DISTRICT
serves 25,808 people · EPA ID MA3079000
Water SourcePurchased surface water from LOWELL REGIONAL WATER UTILITY
Last State InspectionAug 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old Rd

Nearby Streets

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