38 Old Cedar Dr, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 38 Old Cedar Dr, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	2,939 sqft · built 1986
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Apr 2022)
Tax Bill	$15,193 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-26001-0000-00037`

Property Details

APN / Parcel Number

Primary APN	`18-26001-0000-00037`
Alternative APN	`180001100000001009`

Interior

Stories	2 Stories
Building Area	2,939 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Lot Area	113,256 sqft
Garage Type	Attached

Location & Zoning

Old Parcel Number	180001100000001009
Street Address	38 OLD CEDAR DR
City	SPARTA
State	NJ
Zip	07871-3549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	SPARTA
Legal Block	26001
Legal Lot Number	37
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2014
Census Tract	373100

Owner

38 Old Cedar Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 OLD CEDAR DR, SPARTA, NJ 07871-3549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 28, 2022	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 21, 2017	Grant Deed, Transfer · Conventional with PMI FIRST SECOND MTG/NJ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2022 · Amount on File
Deed Sale	Apr 28, 2022 · Amount on File
Prior Sale	Aug 21, 2017 · Amount on File
Deed Document Number	202210144170
Deed Book / Page	3633 / 172
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	38 OLD CEDAR DR, SPARTA, NJ 07871-3549
Transaction Type	Mortgage
Record Updated	Jan 31, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 OLD CEDAR DR, SPARTA, NJ 07871-3549

Mortgage

Document Number	0102920589
Date	Jan 18, 2024
Book Page	10292/589
Instrument	2024001067

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	May 1, 2052

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Apr 28, 2022
Property Address	38 OLD CEDAR DR, SPARTA, NJ 07871-3549
Document Number	0036330172
Book / Page	3633 / 172
Instrument Date	Mar 20, 2022
Instrument	20220428010144170
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,082.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 OAKWOOD CIR, 320, ENGLEWOOD, FL 34223-2010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 OLD CEDAR DR, SPARTA, NJ 07871-3549

Mortgage

Document Number	20220428010144180
Date	Apr 28, 2022
Instrument	20220428010144180

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Aug 21, 2017
Property Address	38 OLD CEDAR DR, SPARTA, NJ 07871-3549
Document Number	0034410001
Book / Page	003441 / 000001
Instrument Date	Jul 27, 2017
Instrument	171070
Transaction Type	Transfer
Record Updated	Sep 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$437.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 OLD CEDAR DR SPARTA NJ 078713549, SPARTA, NJ 07871-3549

Mortgage

Document Number	95220314
Date	Aug 21, 2017
Book Page	009522/000314
Instrument	171080

Lender

Name	FIRST SECOND MTG/NJ
Type	Mortgage Company
Address	CRESSKILL, NJ 07626

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 38 Old Cedar Dr was $15,193, up 2.2% from the year before.

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,200 (-) Land $178,000 Building $236,200	$414,200 (-) Land $178,000 Building $236,200
2025	$15,193.00 (+2.21%)	$414,200 Land $178,000 Building $236,200	$414,200 Land $178,000 Building $236,200
2024	$14,865.00
2023		$414,200 Land $178,000 Building $236,200	$414,200 Land $178,000 Building $236,200
2022	$14,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Old Cedar Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2000)
Most Recent Claim	Aug 2000 · Severe Storms, Flooding And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Old Cedar Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Planet Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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