38 Olcott Rd, Hewitt, NJ 07421 Property Records

Passaic County and West Milford Township property record for 38 Olcott Rd, Hewitt, NJ 07421

Property Summary

Property Type	Single Family Home
Details	820 sqft · built 1935
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Feb 2020)
Tax Bill	$6,051 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-03705-0000-00059`

Property Details

APN / Parcel Number

Primary APN	`15-03705-0000-00059`
Alternative APNs	`1500246A00014` `150370500059`

Interior

Building Area	820 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Wood
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	148 ft deep x 103 ft wide

Location & Zoning

Old Parcel Number	1500246A00014
Street Address	38 OLCOTT RD
City	HEWITT
State	NJ
Zip	07421-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OLCOTT BUNGALOW COLONY
Legal Block	3705
Legal Lot Number	59
Jurisdiction	PASSAIC NJ
Township / Civil Division	WEST MILFORD
Census Block Group	2
Census Block	2013
Census Tract	256802

Owner

Source: Passaic County and West Milford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 OLCOTT RD, HEWITT, NJ 07421-3032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Feb 28, 2020	Grant Deed, Transfer · Conventional with PMI GLORIA GERLACH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Aug 28, 1996 · Amount on Record
Deed Document Number	202011137
Deed Book / Page	3763 / 160
Prior Transfer Date	Jul 16, 2015
Prior Transfer Doc	0000033854
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	38 OLCOTT RD, HEWITT, NJ 07421-3032
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004564
Date	Feb 8, 2023
Book Page	M18367/139
Instrument	2023004564

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 27, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Feb 28, 2020
Property Address	38 OLCOTT RD, HEWITT, NJ 07421-3032
Document Number	0000011137
Book / Page	003763 / 000160
Instrument Date	Feb 21, 2020
Instrument	11137
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	ATLANTIC TITLE AND SETTLEMENT SV, ATLANTIC TITLE & SETTLEMENT SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 OLCOTT RD HEWITT NJ 074213032, HEWITT, NJ 07421-3032

Mortgage

Document Number	11139
Date	Feb 28, 2020
Book Page	016036/000115
Instrument	11139

Lender

Name	GLORIA GERLACH
Address	37642 W SHADY DR, SELBYVILLE, DE 19975-4215
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	36 Months
Due	Feb 27, 2023

Tax Assessment & Valuation

Source: Passaic County and West Milford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	West Milford Township
Unified School District	West Milford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,600 (-) Land $75,800 Building $67,800	$143,600 (-) Land $75,800 Building $67,800
2025	$6,051.00 (+63.14%)	$143,600 (+56.94%) Land $75,800 Building $67,800	$143,600 (+56.94%) Land $75,800 Building $67,800
2024	$3,709.00 (+1.64%)
2023		$91,500 Land $75,800 Building $15,700	$91,500 Land $75,800 Building $15,700
2022	$3,649.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1979–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: T-Mobile.

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