38 Oceanview Dr, Middletown, RI 02842 Property Records

Middletown Town property record for 38 Oceanview Dr, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,848 sqft · built 1995
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Apr 2016)
Tax Bill	$11,666 (2025)
Deeds & Mortgages	Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`201600226`

Property Details

APN / Parcel Number

Primary APN	`201600226`
Alternative APN	`MIDD M:0115 B:00 L:663`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	4,480 sqft
1st Floor Area	1,848 sqft
Basement Area	1,408 sqft
Unfinished Basement	1,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	201600226
Street Address	38 OCEANVIEW DR
City	MIDDLETOWN
State	RI
Zip	02842-5682
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20A
Legal Lot Number	663
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2043
Census Tract	40400

Owner

38 Oceanview Dr is owned and occupied by two individuals who acquired it in May 2020.

Source: Middletown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 OCEANVIEW DR, MIDDLETOWN, RI 02842-5682
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2016 · Amount on File
Deed Sale	Apr 14, 2016 · Amount on File
Prior Sale	Mar 30, 1994 · Amount on File
Deed Book / Page	1467 / 179
Last Transfer Date	May 26, 2020
Transfer Doc	1652-241
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Jun 1, 2020
Property Address	38 OCEANVIEW DR, MIDDLETOWN, RI 02842-5682
Document Number	1652-241
Book / Page	1652 / 241
Instrument Date	May 26, 2020
Instrument	1589
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 OCEANVIEW DR, MIDDLETOWN, RI 02842-5682

Mortgage

Document Number	1652-245
Date	Jun 1, 2020
Book Page	1652/245
Instrument	1590

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 38 Oceanview Dr was $11,666.

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,666.00	$989,500 Land $571,800 Building $417,700	$1,112,899
2023	$7,312.00 (+4.74%)	$580,800 (-) Land $307,700 Building $273,100
2022	$6,981.00	$580,800 Land $307,700 Building $273,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Oceanview Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (1984–2020)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Oceanview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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