38 Ocean St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 38 Ocean St, Beverly, MA 01915

Property Summary

Property Type	Duplex
Details	7 bd · 2.5 ba · 3,133 sqft · built 1910
Lot Size	0.144 acres (6,255 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Jun 2013)
Tax Bill	$11,924 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R6`

Property Details

APN / Parcel Number

Primary APN	`R6`
Alternative APNs	`BEVE M:0006 B:0028 L` `1421`

Interior

Bedrooms	7 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,133 sqft Living Area
Gross Area	5,890 sqft
Basement Area	1,515 sqft
Unfinished Basement	1,515 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,255 sqft (0.144 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1421
Street Address	38 OCEAN ST
City	BEVERLY
State	MA
Zip	01915-5238
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R6
Legal Block	28
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	4
Census Block	4013
Census Tract	217500

Owner

Source: Essex County and Beverly City records · APN R6

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 BODEN ST, BEVERLY, MA 01915-3805
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2013 · Amount on Record
Deed Sale	Jun 05, 2013 · Amount on Record
Deed Book / Page	32534 / 381
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	38 OCEAN ST, BEVERLY, MA 01915-5238
Document Number	35794-216
Book / Page	035794 / 000216
Instrument Date	Apr 07, 2017
Transaction Type	Mortgage
Record Updated	May 03, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35794-216
Date	Apr 13, 2017
Book Page	035794/000216
Instrument	1704130058

Lender

Name	LOWELL CMNTY LOAN FND

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Beverly City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$11,924.00 (-2.14%)	$1,085,000 (-) Land $670,500 Building $414,500
2024	$12,185.00 (+16.87%)	$1,085,000 (+17.18%) Land $670,500 Building $414,500
2023	$10,426.00	$925,900 Land $532,700 Building $393,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 430 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BEVERLY WATER DEPT serves 47,461 people
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.