St. Johns County property record for 38 Ocean Pines Dr, Saint Augustine, FL 32080 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,979 sqft · built 2015 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $54,200 (Mar 2015) |
| Tax Bill | $7,664 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 164171-0150 |
| Primary APN | 164171-0150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,979 sqft Living Area |
| Gross Area | 2,683 sqft |
| 1st Floor Area | 1,979 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 350 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 276 sqft |
| Deck Area | Deck Area |
| Patio Area | 586 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 38 OCEAN PINES DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-6382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 30/45-46 SEA OAKS UNIT 2 PHASE 1A LOT 15 OR3980/1945 & 3995/1089 &4128/1456 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 34 |
| Legal Subdivision | SEA OAKS UNIT 2 PHASE 1A |
| Legal Phase | 1A |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21409 |
Source: St. Johns County records · APN 164171-0150
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 OCEAN PINES DR, SAINT AUGUSTINE, FL 32080-6382 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 07, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 05, 2015 · Amount on Record |
| Deed Sale | Mar 05, 2015 · Amount on Record |
| Prior Sale | Jan 28, 2015 · Amount on Record |
| Deed Document Number | 201513148 |
| Deed Book / Page | 3995 / 1089 |
| Prior Transfer Date | Mar 03, 2015 |
| Prior Transfer Doc | 0041281456 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 38 OCEAN PINES DR, SAINT AUGUSTINE, FL 32080-6382 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ISLAND TITLE OF ST AUGUSTINE |
| Name | Verified Name |
|---|
| Document Number | 0045930024 |
|---|---|
| Date | Aug 07, 2018 |
| Book Page | 4593/0024 |
| Instrument | 2018056902 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 38 OCEAN PINES DR, SAINT AUGUSTINE, FL 32080-6382 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050741141 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 5074/1141 |
| Instrument | 2020092369 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,337 (+2.7%) | $829,958 (-3.44%) Land $300,000 Building $529,958 | |
| 2025 | $7,664.00 (+8.85%) Homeowner's exemption | $483,288 (+5.99%) | $859,570 (+9%) Land $300,000 Building $559,570 |
| 2024 | $7,041.00 (+3.79%) | ||
| 2023 | $6,784.00 (+1.57%) Homeowner's exemption | $455,988 (+3%) | $788,614 (+17.77%) Land $225,000 Building $563,614 |
| 2022 | $6,679.00 Homeowner's exemption | $442,707 | $669,597 Land $190,400 Building $479,197 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Coastal | Yes |
| Flood Insurance Cost | Premium on Record median of 232 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 362 units insured 130 under condo master policies |
| Nearby Flood Claims | 11 (2016–2024) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Oct 2024, tidal / storm surge, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 492 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| IQ Fiber Intermediate Holdings | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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