Ocean County and Ocean Township property record for 38 Ocean Grove Ln, Waretown, NJ 08758
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,093 sqft · built 2006 |
| Lot Size | 0.151 acres (6,556 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $725,000 (Sep 2025) |
| Tax Bill | $10,169 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00057-15-00057 |
| Primary APN | 21-00057-15-00057 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,093 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 6,556 sqft (0.151 acres) |
| Lot Dimensions | 115 ft deep x 57 ft wide |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 38 OCEAN GROVE LN |
|---|---|
| City | WARETOWN |
| State | NJ |
| Zip | 08758-2678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD |
| Legal Description | 57X115 |
| Legal Subdivision | GREENBRIAR OCEANAIRE SEC PH 03 |
| Legal Block | 57.15 |
| Legal Lot Number | 57 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 733002 |
Source: Ocean County and Ocean Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 OCEAN GROVE LN, WARETOWN, NJ 08758-2678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Sep 8, 2025 | Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2025 · Amount on Record |
| Deed Sale | Sep 8, 2025 · Amount on Record |
| Prior Sale | Feb 9, 2006 · Amount on Record |
| Deed Document Number | 202569955 |
| Deed Book / Page | 20124 / 1709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 38 OCEAN GROVE LN, WARETOWN, NJ 08758-2678 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Title Company | AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0201861263 |
|---|---|
| Date | Nov 6, 2025 |
| Book Page | 20186/1263 |
| Instrument | 2025087718 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.6% |
| Type Change Date | Nov 1, 2035 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Sep 8, 2025 |
| Property Address | 38 OCEAN GROVE LN, WARETOWN, NJ 08758-2678 |
| Document Number | 0201241709 |
| Book / Page | 20124 / 1709 |
| Instrument Date | Aug 20, 2025 |
| Instrument | 2025069955 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,067.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5107 EDMONDSON AVE, BALTIMORE, MD 21229-2336 |
| Name | Verified Name |
|---|---|
| Address | 38 OCEAN GROVE LN, WARETOWN, NJ 08758-2678 |
Source: Ocean County and Ocean Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $644,400 (-) Land $173,400 Building $471,000 | $644,400 (-) Land $173,400 Building $471,000 | |
| 2025 | $10,169.00 (+7.34%) Widower's exemption | $644,400 (-) Land $173,400 Building $471,000 | $644,400 (-) Land $173,400 Building $471,000 |
| 2024 | $9,474.00 (+12.72%) Veteran's exemption | $644,400 (+72.95%) Land $173,400 Building $471,000 | $644,400 (+72.95%) Land $173,400 Building $471,000 |
| 2023 | $8,405.00 (+7.12%) Veteran's exemption | $372,600 Land $95,000 Building $277,600 | $372,600 Land $95,000 Building $277,600 |
| 2022 | $7,846.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 76% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN TWP DEPT OF UTILITIES serves 15,419 people · EPA ID NJ1520001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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