Contra Costa County property record for 38 Oak Villa Ct, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,964 sqft · built 1989 |
| Lot Size | 0.148 acres (6,435 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $505,000 (Mar 2019) |
| Tax Bill | $7,385 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Aug 2018 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 033-301-009-8 |
| Primary APN | 033-301-009-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,964 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| 2nd Floor Area | 872 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 6,435 sqft (0.148 acres) |
| Garage Type | Attached |
| Garage Area | 542 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 38 OAK VILLA CT |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-4222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T6922 L9 |
| Legal Subdivision | SUBDIVISION 6922 |
| Legal Tract | 6922 |
| Legal Lot Number | 9 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 302012 |
38 Oak Villa Ct is owned and occupied by two individuals who bought it in March 2019.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 OAK VILLA CT, OAKLEY, CA 94561-4222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES |
| Aug 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LAND HOME FINANCIAL SERVICES |
| Jul 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 21, 2019 | Grant Deed, Transfer · FHA Mortgage LAND HOME FINANCIAL SERVICES |
| Mar 17, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2019 · Amount on File |
| Deed Sale | Mar 21, 2019 · Amount on File |
| Prior Sale | Feb 13, 2015 · Amount on File |
| Deed Document Number | 201939063 |
| Prior Transfer Date | Apr 4, 1995 |
| Prior Transfer Doc | 0000064119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 38 OAK VILLA CT, OAKLEY, CA 94561-4222 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000205230 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 2017-205230 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 38 OAK VILLA CT, OAKLEY, CA 94561-4222 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000136872 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 2018-136872 |
| Name | LAND HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 38 OAK VILLA CT, OAKLEY, CA 94561-4222 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000153393 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 2020-153393 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 38 OAK VILLA CT, OAKLEY, CA 94561-4222 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 38 OAK VILLA CT, OAKLEY, CA 94561-4222 |
| Document Number | 0000301189 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021-301189 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 21, 2019 |
| Property Address | 38 OAK VILLA CT, OAKLEY, CA 94561-4222 |
| Document Number | 0000039063 |
| Map Reference | MB 18110 PG 888 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 2019-039063 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 38 OAK VILLA CT, OAKLEY, CA 94561-4222 |
| Document Number | 0000039064 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 2019-039064 |
| Name | LAND HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 17, 2017 |
| Property Address | 38 OAK VILLA CT, OAKLEY, CA 94561-4222 |
| Document Number | 0000047088 |
| Map Reference | MAP330 PG35 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 2017-047088 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 38 OAK VILLA CT, OAKLEY, CA 94561-4222 |
| Document Number | 0000047089 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 2017-047089 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 38 Oak Villa Ct was $7,385.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $574,596 (+2%) Land $216,184 Building $358,412 | |
| 2025 | $7,385.00 | $563,331 Land $211,946 Building $351,385 |
| 2023 | $7,175.00 (+0.81%) | $541,459 Land $203,717 Building $337,742 |
| 2022 | $7,117.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 38 Oak Villa Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Oak Villa Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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