Essex County and Nutley Township property record for 38 Oak St, Nutley, NJ 07110
| Property Type | Single Family Home |
|---|---|
| Details | 1,966 sqft · built 1939 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $504,000 (Dec 2021) |
| Tax Bill | $13,482 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-01703-0000-00012 |
| Primary APN | 16-01703-0000-00012 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,966 sqft Living Area |
|---|
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Old Parcel Number | 16004750100020 |
|---|---|
| Street Address | 38 OAK ST |
| City | NUTLEY |
| State | NJ |
| Zip | 07110-1325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 40X100 |
| Legal Subdivision | WASHINGTON PARK |
| Legal Block | 1703 |
| Legal Lot Number | 12 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NUTLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 13500 |
Source: Essex County and Nutley Township records · APN 16-01703-0000-00012
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 OAK ST, NUTLEY, NJ 07110-1325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Dec 29, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage FIRST ALLIANCE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on Record |
| Deed Sale | Dec 29, 2021 · Amount on Record |
| Deed Document Number | 2021151445 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 28, 2026 |
| Property Address | 38 OAK ST, NUTLEY, NJ 07110-1325 |
| Document Number | 0000028540 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 202628540 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 38 OAK ST, NUTLEY, NJ 07110-1325 |
| Document Number | 0000028540, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 202628540 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Jan 01, 2052 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Dec 29, 2021 |
| Property Address | 38 OAK ST, NUTLEY, NJ 07110-1325 |
| Document Number | 0000151445 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 2021151445 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Title Company | KINGSBRIDGE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $907.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 700 S OCEAN BLVD APT 106, 700, BOCA RATON, FL 33432-6335 |
| Name | Verified Name |
|---|---|
| Address | 38 OAK ST, NUTLEY, NJ 07110-1325 |
| Document Number | 0000151446 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2021151446 |
| Name | FIRST ALLIANCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Essex County and Nutley Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Nutley Township |
| Unified School District | Nutley Town School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $499,500 (-) Land $238,000 Building $261,500 | $499,500 (-) Land $238,000 Building $261,500 | |
| 2025 | $13,482.00 (+2.56%) | $499,500 (-) Land $238,000 Building $261,500 | $499,500 (-) Land $238,000 Building $261,500 |
| 2024 | $13,146.00 (-3.83%) | ||
| 2023 | $499,500 Land $238,000 Building $261,500 | $499,500 Land $238,000 Building $261,500 | |
| 2022 | $13,670.00 |
Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 18 (1979–2021) |
| Claims Outside the SFHA | 7 of 18 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile USA, Xfinity.
Based on FCC filings for 688 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NUTLEY WATER DEPT serves 29,500 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2025 Coliform assessment Oct 2023 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures