Gloucester County and Greenwich Township property record for 38 Oak St, Gibbstown, NJ 08027
| Property Type | Single Family Home |
|---|---|
| Details | 1,618 sqft · built 1950 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,097 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00076-0000-00003 |
| Primary APN | 07-00076-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,618 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Street Address | 38 OAK ST |
|---|---|
| City | GIBBSTOWN |
| State | NJ |
| Zip | 08027-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 76 |
| Legal Lot Number | 3 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | GREENWICH |
| Census Block Group | 4 |
| Census Block | 4048 |
| Census Tract | 500500 |
38 Oak St is owned and occupied by an individual.
Source: Gloucester County and Greenwich Township records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 OAK ST, GIBBSTOWN, NJ 08027-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 38 OAK ST, GIBBSTOWN, NJ 08027-1013 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 38 OAK ST, GIBBSTOWN, NJ 08027-1013 |
| Document Number | 0000035762 |
|---|---|
| Date | Nov 3, 2025 |
| Book Page | 19001/50 |
| Instrument | 35762 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | LAKE FOREST, CA 92630 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2055 |
The 2025 property tax bill for 38 Oak St was $4,097 with a veteran's exemption, up 10.6% from the year before.
Source: Gloucester County and Greenwich Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| County Subdivision | Greenwich Township |
| Unified School District | Greenwich Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,900 (-) Land $25,500 Building $89,400 | $114,900 (-) Land $25,500 Building $89,400 | |
| 2025 | $4,097.00 (+10.55%) Veteran's exemption | $114,900 Land $25,500 Building $89,400 | $114,900 Land $25,500 Building $89,400 |
| 2024 | $3,706.00 | ||
| 2023 | $114,900 Land $25,500 Building $89,400 | $114,900 Land $25,500 Building $89,400 | |
| 2022 | $3,500.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Oak St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 13 (1978–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENWICH TWP W DEPT serves 4,921 people · EPA ID NJ0807001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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