Hancock County and Mount Desert Town property record for 38 Oak Hill Rd, Mount Desert, ME 04660
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,414 sqft · built 1973 |
| Lot Size | 0.689 acres (30,019 sqft) |
| Owner | Company Name on Record |
| Last Sale | $577,500 (Nov 2025) |
| Tax Bill | $4,320 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Oct 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MTDS M:010 L:100 |
| Primary APN | MTDS M:010 L:100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,414 sqft Living Area |
| Gross Area | 5,196 sqft |
| 1st Floor Area | 1,238 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,019 sqft (0.689 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 968 |
|---|---|
| Street Address | 38 OAK HILL RD |
| City | MOUNT DESERT |
| State | ME |
| Zip | 04660-6311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR2 |
| Legal Lot Number | 100 |
| Jurisdiction | MOUNT DESERT ME |
| Township / Civil Division | MOUNT DESERT |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 966000 |
Source: Hancock County and Mount Desert Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 38 OAK HILL RD, MOUNT DESERT, ME 04660-6311 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Line of Credit MACHIAS SAVINGS BANK |
| Oct 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MACHIAS SAVINGS BANK |
| Nov 26, 2025 | Quit Claim Deed, Transfer MACHIAS SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on Record |
| Deed Sale | Nov 26, 2025 · Amount on Record |
| Prior Sale | Aug 24, 2011 · Amount on Record |
| Deed Document Number | 202515720 |
| Deed Book / Page | 7419 / 897 |
| Prior Transfer Date | Nov 20, 2025 |
| Prior Transfer Doc | 0074190897 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOUNT DESERT ME |
| Property Address | 38 OAK HILL RD, MOUNT DESERT, ME 04660-6311 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0071520156 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 7152/156 |
| Instrument | 2021015961 |
| Name | MACHIAS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOUNT DESERT ME |
| Property Address | 38 OAK HILL RD, MOUNT DESERT, ME 04660-6311 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0071590129 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 7159/129 |
| Instrument | 2021017561 |
| Name | MACHIAS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MOUNT DESERT ME |
| Recording Date | Nov 26, 2025 |
| Property Address | 38 OAK HILL RD, MOUNT DESERT, ME 04660-6311 |
| Document Number | 0074190897 |
| Book / Page | 7419 / 897 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 2025015720 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 OAK HILL RD, MOUNT DESERT, ME 04660-6311 |
| Document Number | 2025015721 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025015721 |
| Name | MACHIAS SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Mount Desert Town |
| Elementary School District | Mount Desert (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,320.00 (+2.08%) | $546,200 (+20.02%) Land $128,700 Building $417,500 |
| 2024 | $4,232.00 (+9.87%) | $455,100 (+3.01%) Land $107,200 Building $347,900 |
| 2023 | $3,852.00 (+35.92%) | $441,800 (+25.33%) Land $107,200 Building $334,600 |
| 2022 | $2,834.00 | $352,500 Land $107,200 Building $245,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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