38 Oak Dr, Sag Harbor, NY 11963 Property Records

Suffolk County and Southampton Town property record for 38 Oak Dr, Sag Harbor, NY 11963

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 2008
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Last Sale	$1,381,592 (Apr 2025)
Tax Bill	$11,419 (2020)
Deeds & Mortgages	Apr 2025 Sale & Refinance Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0900-006.00-02.00-020.000`

Property Details

APN / Parcel Number

Primary APN	`0900-006.00-02.00-020.000`
Alternative APNs	`473689 006.000-0002-020.000` `368900600000020200000000` `473600121820`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2015
Architectural Style	Mobile Home
Exterior Material	Composition/Composite
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Below Average
Porch	Porch
Porch Area	344 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	38 OAK DR
City	SAG HARBOR
State	NY
Zip	11963-2354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	N-TURNER E-N/F SUAN CORP S-LAKNER W-OAK DR
Legal Block	2
Legal Lot Number	20
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	3
Census Block	3001
Census Tract	190711

Owner

38 Oak Dr is held in a trust since April 2025.

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner of Record	2 Trust Names on File
Mailing Address	38 OAK DR, SAG HARBOR, NY 11963-2354
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2025	Deed, Transfer · Stand-Alone Refinance WILLIAM RAVEIS MORTGAGE CO
Mar 4, 2024	Deed of Trust, Mortgage · ARM STIFEL BANK & TRUST
Mar 17, 2021	Individual Deed, Transfer
Sep 24, 2020	Grant Deed, Transfer NOT AVAILABLE
Jul 12, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2025 · Amount on File
Deed Sale	Apr 15, 2025 · Amount on File
Prior Sale	Sep 7, 2010
Deed Book / Page	13291 / 380
Prior Transfer Date	Dec 23, 2002
Prior Transfer Doc	0122420972
Record Updated	Sep 20, 2026

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Apr 15, 2025
Property Address	38 OAK DR, SAG HARBOR, NY 11963-2354
Document Number	0132910380
Book / Page	13291 / 380
Instrument Date	Feb 28, 2025
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	38 OAK DR, SAG HARBOR, NY 11963-2354

Mortgage

Document Number	0236540063
Date	Apr 15, 2025
Book Page	23654/63

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	38 OAK DR, SAG HARBOR, NY 11963-2354
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235700898
Date	Mar 4, 2024
Book Page	23570/898

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.8%
Type Change Date	Feb 1, 2029
Index	Other
Margin	3

March 2021: Individual Deed, Transfer

Document Type	Individual Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 17, 2021
Property Address	38 OAK DR, SAG HARBOR, NY 11963-2354
Document Number	0130950524
Book / Page	13095 / 524
Instrument Date	Jan 14, 2021
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 OAK DR, SAG HARBOR, NY 11963-2354

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Sep 24, 2020
Property Address	38 OAK DR, SAG HARBOR, NY 11963-2354
Document Number	0130720405
Book / Page	013072 / 000405
Instrument Date	Sep 11, 2020
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$3,980.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E 9TH ST #7F NEW YORK NY 100036424, 7F, NEW YORK, NY 10003-6424

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jul 12, 2018
Property Address	38 OAK DR, SAG HARBOR, NY 11963-2354
Document Number	0129690328
Book / Page	012969 / 000328
Instrument Date	Jun 19, 2018
Transaction Type	Transfer
Record Updated	Sep 10, 2018

Transaction

Amount	Amount on Record
Tax	$2,620.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 1ST ST SAG HARBOR NY 11963, SAG HARBOR, NY 11963

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Unified School District	Sag Harbor Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$812,300 Land $463,800 Building $348,500
2024			$1,289,365 (+10.32%) Land $736,190 Building $553,175
2023		$812,300 Land $463,800 Building $348,500	$1,168,777 Land $667,338 Building $501,439
2020	$11,419.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

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