38 North St, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 38 North St, Gorham, ME 04038 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,318 sqft · built 1977
Lot Size	2.45 acres (106,722 sqft)
Owner	2 Individual Names on File
Last Sale	$415,700 (Feb 2020)
Tax Bill	$7,397 (2025)
Deeds & Mortgages	Oct 2022 Refinance Feb 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GRHM M:063 B:015 L:002`

Property Details

APN / Parcel Number

Primary APN	`GRHM M:063 B:015 L:002`
Alternative APN	`5260`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,318 sqft Living Area
Gross Area	4,573 sqft
1st Floor Area	2,318 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	106,722 sqft (2.45 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5260
Street Address	38 NORTH ST
City	GORHAM
State	ME
Zip	04038-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUE MDW ESTS
Legal Block	15
Legal Lot Number	2
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	1
Census Block	1036
Census Tract	4100

Owner

Source: Cumberland County and Gorham Town records · APN GRHM M:063 B:015 L:002

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 NORTH ST, GORHAM, ME 04038-9700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 04, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GORHAM SAVINGS BANK
Feb 01, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Feb 04, 2020	Quit Claim Deed, Transfer · VA Mortgage CALIBER HM LOANS
Apr 03, 2019	Warranty Deed, Transfer · Commercial Mortgage KENNEBEC SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2020 · Amount on Record
Deed Sale	Feb 04, 2020 · Amount on Record
Prior Sale	Apr 03, 2019 · Amount on Record
Deed Document Number	20206450
Deed Book / Page	36399 / 197
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	38 NORTH ST, GORHAM, ME 04038-9700
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0397580127
Date	Oct 04, 2022
Book Page	39758/127
Instrument	50441

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	38 NORTH ST, GORHAM, ME 04038-9700
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0377640095
Date	Feb 01, 2021
Book Page	37764/95
Instrument	7395

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GORHAM ME
Recording Date	Feb 04, 2020
Property Address	38 NORTH ST, GORHAM, ME 04038-9700
Document Number	0363990197
Book / Page	036399 / 000197
Instrument Date	Jan 30, 2020
Instrument	6450
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Tax	$1,831.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 HILLVIEW RD GORHAM ME 040381113, GORHAM, ME 04038-1113

Mortgage

Document Number	363990199
Date	Feb 04, 2020
Book Page	036399/000199
Instrument	6451

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 03, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Apr 03, 2019
Property Address	38 NORTH ST, GORHAM, ME 04038-9700
Document Number	0355570222
Book / Page	35557 / 222
Instrument Date	Apr 03, 2019
Instrument	13436
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 NATIVE WAY, CUMBERLAND, ME 04021-3456

Mortgage

Document Number	0000013437
Date	Apr 03, 2019
Instrument	13437

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,397.00 (+0.68%)	$499,800 (-) Land $105,700 Building $394,100
2024	$7,347.00 (+14.46%)	$499,800 (+0.06%) Land $105,700 Building $394,100
2022	$6,419.00	$499,500 Land $105,700 Building $393,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050041001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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