38 Norfolk St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 38 Norfolk St, Worcester, MA 01604

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.195 acres (8,480 sqft)
Owner	Company Name on File
Last Sale	$285,000 (Jun 2016)
Tax Bill	$1,384 (2026)
Deeds & Mortgages	Jan 2021 Construction Loan May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-006-00046`

Property Details

APN / Parcel Number

Primary APN	`4-006-00046`
Alternative APN	`WORC M:04 B:006 L:00046`

Exterior

Lot Area	8,480 sqft (0.195 acres)

Location & Zoning

Account Number	4-006-00046
Street Address	38 NORFOLK ST
City	WORCESTER
State	MA
Zip	01604-2942
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RL-7
Legal Block	6
Legal Lot Number	46
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2006
Census Tract	732203

Owner

38 Norfolk St, residential vacant land, is owned by a company that bought it in June 2016.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	72 SHREWSBURY ST, 7, WORCESTER, MA 01604-4660
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
May 9, 2019	Deed of Trust, Mortgage · Unknown UNITED BANK
Jul 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2016 · Amount on File
Deed Sale	Jun 6, 2016 · Amount on File
Prior Sale	Apr 27, 1998 · Amount on File
Deed Document Number	201657743
Deed Book / Page	55432 / 117
Transfer Doc	55432-117
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	38 NORFOLK ST, WORCESTER, MA 01604-2942
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064310-126
Date	Jan 25, 2021
Book Page	64310/126
Instrument	11218

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	38 NORFOLK ST, WORCESTER, MA 01604-2942
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60385-266
Date	May 9, 2019
Book Page	60385/266
Instrument	41768

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Unknown
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	38 NORFOLK ST, WORCESTER, MA 01604-2942
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62911-49
Date	Jul 30, 2020
Book Page	62911/49
Instrument	83127

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 38 Norfolk St was $1,384, up 7% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,384.00 (+7.04%)	$104,200 (+6.33%) Land $104,200
2025	$1,293.00	$98,000 Land $98,000
2023	$1,222.00	$85,200 Land $85,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Norfolk St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Norfolk St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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