38 Noio Ln, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 38 Noio Ln, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,008 sqft · built 1975
Lot Size	0.123 acres (5,365 sqft)
Owner	Individual Name on File
Last Sale	$69,000 (Jun 1998)
Tax Bill	$555 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-2-2-019-039`

Property Details

APN / Parcel Number

Primary APN	`3-2-2-019-039`
Alternative APNs	`3-2-2-019-039-0000` `220190390000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	5,365 sqft (0.123 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	38 NOIO LN
City	HILO
State	HI
Zip	96720-4227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1R
Legal Description	LOT 2 5365 SF BLK 4 MAP 1 LCAPP 385 WAILOA HEIGHTS LOTS
Legal Subdivision	WAILOA HEIGHTS LOTS
Legal Block	4
Legal Lot Number	2
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	3
Census Block	3022
Census Tract	20400

Owner

38 Noio Ln is owned and occupied by an individual who acquired it in September 2016.

Source: State of Hawaii and Hawaii County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 6687, HILO, HI 96720-8932
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 1998 · Amount on File
Deed Sale	Jun 4, 1998 · Amount on File
Deed Document Number	19982461575
Last Transfer Date	Sep 20, 2016
Transfer Doc	00T9768166
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	38 NOIO LN, HILO, HI 96720-4227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T11288243
Date	Nov 27, 2020
Instrument	T-11288243

Lender

Name	HFS FEDERAL CU
Type	Credit Union
Address	HILO, HI 96720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 38 Noio Ln was $555 with a homeowner's exemption.

Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,700 (+3.01%) Land $58,600 Building $126,100	$293,700 (+1.07%) Land $137,500 Building $156,200
2025	$555.00	$179,300 (+2.99%) Land $58,600 Building $120,700	$290,600 (+1.68%) Land $134,400 Building $156,200
2024		$174,100 (+3.02%) Land $58,600 Building $115,500	$285,800 (+3.85%) Land $134,400 Building $151,400
2023	$523.00 Homeowner's exemption	$169,000 Land $58,600 Building $110,400	$275,200 Land $134,400 Building $140,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Noio Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Noio Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.9% of Hawaii
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20