Waterford Town property record for 38 Niantic River Rd, Waterford, CT 06385
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,084 sqft · built 1977 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $388,205 (May 2025) |
| Tax Bill | $13,358 (2026) |
| Deeds & Mortgages | Apr 2026 Transfer May 2025 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | WATE M:149 L:5071 |
| Primary APN | WATE M:149 L:5071 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,084 sqft Living Area |
| Gross Area | 5,618 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gambrel |
| Roof Material | Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 464600 |
|---|---|
| Street Address | 38 NIANTIC RIVER RD |
| City | WATERFORD |
| State | CT |
| Zip | 06385-2531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20W |
| Legal Lot Number | 5071 |
| Jurisdiction | WATERFORD CT |
| Township / Civil Division | WATERFORD |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 693300 |
38 Niantic River Rd is owned and occupied by two individuals who acquired it in September 2025.
Source: Waterford Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 NIANTIC RIVER RD, WATERFORD, CT 06385-2531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Quit Claim Deed, Transfer Quitclaim |
| May 7, 2025 | Fiduciary Deed, Transfer NONE AVILABALE |
| May 7, 2025 | Quit Claim Deed, Transfer |
| Apr 2, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2025 · Amount on File |
| Deed Sale | May 7, 2025 · Amount on File |
| Deed Document Number | 2025177793 |
| Deed Book / Page | 1878 / 335 |
| Last Transfer Date | Sep 18, 2025 |
| Transfer Doc | 001883-517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERFORD CT |
| Recording Date | Apr 1, 2026 |
| Property Address | 38 NIANTIC RIVER RD, WATERFORD, CT 06385-2531 |
| Document Number | 001889-260 |
| Book / Page | 1889 / 260 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026181185 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 38 NIANTIC RIVER RD, WATERFORD, CT 06385-2531 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | WATERFORD CT |
| Recording Date | May 7, 2025 |
| Property Address | 38 NIANTIC RIVER RD, WATERFORD, CT 06385-2531 |
| Document Number | 001878-332 |
| Book / Page | 1878 / 332 |
| Instrument Date | May 7, 2025 |
| Instrument | 177792 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2025 |
| Title Company | NONE AVILABALE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 NIANTIC RIVER RD, WATERFORD, CT 06385-2531 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERFORD CT |
| Recording Date | May 7, 2025 |
| Property Address | 38 NIANTIC RIVER RD, WATERFORD, CT 06385-2531 |
| Document Number | 001878-335 |
| Book / Page | 1878 / 335 |
| Instrument Date | May 7, 2025 |
| Instrument | 177793 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 NIANTIC RIVER RD, WATERFORD, CT 06385-2531 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERFORD CT |
| Recording Date | Apr 2, 2018 |
| Property Address | 38 NIANTIC RIVER RD, WATERFORD, CT 06385-2531 |
| Document Number | 1548-305 |
| Book / Page | 001548 / 000305 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
The 2026 property tax bill for 38 Niantic River Rd was $13,358, up 5.2% from the year before.
Source: Waterford Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Waterford Town |
| Unified School District | Waterford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,358.00 (+5.21%) | $544,340 (+0.16%) Land $391,840 Building $152,500 | $852,657 (+124.12%) |
| 2025 | $12,696.00 | $543,490 Land $394,600 Building $148,890 | $380,443 Land $276,220 Building $104,223 |
| 2024 | $12,696.00 (-3.9%) | ||
| 2023 | $13,211.00 | $623,150 Land $438,440 Building $184,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Niantic River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 38 Niantic River Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD WPCA serves 16,578 people · EPA ID CT1520071 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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