38 Newcomb Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 38 Newcomb Ave, Saugus, MA 01906

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,809 sqft · built 1905
Lot Size	0.165 acres (7,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$402,500 (Aug 2010)
Tax Bill	$7,638 (2026)
Deeds & Mortgages	Aug 2023 Refinance Dec 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:011-G B:0010 L:0014`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:011-G B:0010 L:0014`
Alternative APNs	`M:011=G B:0010 L:0014` `3143030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,809 sqft Living Area
Gross Area	3,598 sqft
1st Floor Area	821 sqft
Basement Area	769 sqft
Unfinished Basement	769 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,166 sqft (0.165 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3143030
Street Address	38 NEWCOMB AVE
City	SAUGUS
State	MA
Zip	01906-1438
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NA
Legal Subdivision	LYNNHURST
Legal Block	10
Legal Lot Number	14
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2000
Census Tract	208302

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 NEWCOMB AVE, SAUGUS, MA 01906-1438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Dec 22, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2010 · Amount on Record
Deed Sale	Aug 27, 2010 · Amount on Record
Prior Sale	Jul 27, 2000 · Amount on Record
Last Transfer Date	Dec 16, 2021
Transfer Doc	040601-139
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	38 NEWCOMB AVE, SAUGUS, MA 01906-1438
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041736-136
Date	Aug 30, 2023
Book Page	41736/136
Instrument	20230830000210

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 22, 2021
Property Address	38 NEWCOMB AVE, SAUGUS, MA 01906-1438
Document Number	040601-139
Book / Page	40601 / 139
Instrument Date	Dec 16, 2021
Instrument	20211222004100
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 NEWCOMB AVE, SAUGUS, MA 01906-1438

Mortgage

Document Number	040601-142
Date	Dec 22, 2021
Book Page	40601/142
Instrument	20211222004110

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,638.00 (+2.69%)	$733,000 (+5.26%) Land $353,000 Building $370,000	$759,641
2025	$7,438.00 (+7.22%)	$696,400 (+6.91%) Land $322,500 Building $373,900
2024	$6,937.00 (+3.32%)	$651,400 (+9.24%) Land $313,800 Building $337,600
2023	$6,714.00	$596,300 Land $274,600 Building $321,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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