38 Netty St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 38 Netty St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,022 sqft · built 1996
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Aug 2022)
Tax Bill	$11,228 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00002-15-00093`

Property Details

APN / Parcel Number

Primary APN	`21-00002-15-00093`
Alternative APNs	`2100002001500093` `32150651`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,022 sqft Living Area
1st Floor Area	1,200 sqft
Upper Floors Area	1,221 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Built-in
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	32150651
Street Address	38 NETTY ST
City	HOWELL
State	NJ
Zip	07731-2759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	STANFORD ESTATES SEC VI
Legal Block	2.15
Legal Lot Number	93
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1000
Census Tract	811501

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 NETTY ST, HOWELL, NJ 07731-2759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed, Transfer · Conventional Mortgage THE DIME SAVINGS BANK WILLIAMSBURGH
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIME TIME MORTGAGE CORP
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	Nov 7, 2016 · Amount on Record
Deed Document Number	202289652
Deed Book / Page	9613 / 3129
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 31, 2022
Property Address	38 NETTY ST, HOWELL, NJ 07731-2759
Document Number	0096133129
Book / Page	9613 / 3129
Instrument Date	Aug 24, 2022
Instrument	2022089652
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	WELLINGTON ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,511.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 NETTY ST, 38, HOWELL, NJ 07731-2759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 NETTY ST, HOWELL, NJ 07731-2759

Mortgage

Document Number	2022089653
Date	Aug 31, 2022
Instrument	2022089653

Lender

Name	THE DIME SAVINGS BANK WILLIAMSBURGH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	9.75%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	38 NETTY ST, HOWELL, NJ 07731-2759
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095434934
Date	Sep 15, 2021
Book Page	9543/4934
Instrument	2021138530

Lender

Name	PRIME TIME MORTGAGE CORP
Type	Mortgage Company
Address	SPRINGFIELD, NJ 07081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2046

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	38 NETTY ST, HOWELL, NJ 07731-2759
Document Number	0000087563
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 NETTY ST HOWELL NJ 077312759, HOWELL, NJ 07731-2759

Mortgage

Document Number	0000087563
Date	Sep 19, 2019
Book Page	009369/004860
Instrument	87563

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 18, 2024

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$679,400 (+3.71%) Land $316,000 Building $363,400	$679,400 (+3.71%) Land $316,000 Building $363,400
2025	$11,228.00 (-0.31%)	$655,100 (+23.12%) Land $295,000 Building $360,100	$655,100 (+23.12%) Land $295,000 Building $360,100
2024	$11,263.00 (+42.57%)
2023		$532,100 Land $220,000 Building $312,100	$532,100 Land $220,000 Building $312,100
2022	$7,900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 58% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

May also be available: Xfinity.

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