38 Nelson St SE, Silver Creek, GA 30173 Property Records

Floyd County property record for 38 Nelson St SE, Silver Creek, GA 30173

Property Summary

Property Type	Single Family Home
Details	7 bd · 2 ba · 1,580 sqft · built 1942
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Nov 2019)
Tax Bill	$1,483 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`J16W--045`

Property Details

APN / Parcel Number

Primary APN	`J16W--045`
Alternative APN	`23151`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,580 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	45,302 sqft (1.04 acres)
Lot Dimensions	121 ft deep x 375 ft wide
Garage Type	Mixed
Garage Area	360 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	84 sqft
Utility Building	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23151
Street Address	38 NELSON ST SE
City	SILVER CREEK
State	GA
Zip	30173-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-R
Legal Description	LT43-57 WOODRUFF SUB PB2-111 LD22/3
Legal Subdivision	WOODRUFF SUB
Legal Lot Number	43-57
Jurisdiction	FLOYD GA
Township / Civil Division	ROME
Census Block Group	3
Census Block	3031
Census Tract	1800

Owner

Source: Floyd County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 NELSON ST SE, SILVER CREEK, GA 30173-2047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ
Nov 13, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMESTAR FIN'L
Nov 18, 2019	Grant Deed, Transfer · FHA Mortgage HOMESTAR FIN'L
Jun 11, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 11, 2019	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2019 · Amount on Record
Deed Sale	Nov 13, 2019 · Amount on Record
Prior Sale	Jun 10, 2019 · Amount on Record
Deed Document Number	20193811
Deed Book / Page	2605 / 235
Prior Transfer Date	Dec 23, 2013
Prior Transfer Doc	2381238100
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	38 NELSON ST SE, SILVER CREEK, GA 30173-2047
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 NELSON ST SE, SILVER CREEK, GA 30173-2047

Mortgage

Document Number	0027810000000353
Date	Jan 3, 2023
Book Page	0000002781/0000000353
Instrument	008895300014

Lender

Name	NEWREZ

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	38 NELSON ST SE, SILVER CREEK, GA 30173-2047
Document Number	0026050236
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 NELSON ST SE SILVER CREEK GA 301732047, SILVER CREEK, GA 30173-2047

Mortgage

Document Number	0026050236
Date	Nov 18, 2019
Book Page	002605/000236

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLOYD GA
Recording Date	Nov 18, 2019
Property Address	38 NELSON ST SE, SILVER CREEK, GA 30173-2047
Document Number	0026050235
Book / Page	002605 / 000235
Instrument Date	Nov 13, 2019
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 NELSON ST SE SILVER CREEK GA 301732047, SILVER CREEK, GA 30173-2047

Mortgage

Document Number	26050236
Date	Nov 18, 2019
Book Page	002605/000236

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Jun 11, 2019
Property Address	38 NELSON ST SE, SILVER CREEK, GA 30173-2047
Document Number	0025841227
Book / Page	002584 / 001227
Instrument Date	Jun 10, 2019
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$25.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 NELSON ST SE SILVER CREEK GA 301732047, SILVER CREEK, GA 30173-2047

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLOYD GA
Recording Date	Jun 11, 2019
Property Address	38 NELSON ST SE, SILVER CREEK, GA 30173-2047
Document Number	0025841226
Book / Page	002584 / 001226
Instrument Date	Jun 10, 2019
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$12.10
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 NELSON ST SE SILVER CREEK GA 301732047, SILVER CREEK, GA 30173-2047

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,483.00 (-24.38%) Homeowner's exemption
2025	$1,961.00 (-0.31%) Homeowner's exemption	$93,170 (+7.55%) Land $16,880 Building $76,290	$232,925 (+7.55%) Land $42,199 Building $190,726
2024	$1,967.00 (+39.21%) Homeowner's exemption	$86,628 (+4.18%) Land $15,345 Building $71,283	$216,570 (+4.18%) Land $38,363 Building $178,207
2023	$1,413.00 (-14.98%) Homeowner's exemption	$83,155 (+27.47%) Land $13,950 Building $69,205	$207,887 (+27.47%) Land $34,875 Building $173,012
2022	$1,662.00 Homeowner's exemption	$65,235 Land $11,160 Building $54,075	$163,088 Land $27,900 Building $135,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLOYD COUNTY serves 46,143 people · EPA ID GA1150001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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