Norfolk County and Norfolk Town property record for 38 Needham St, Norfolk, MA 02056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,466 sqft · built 1958 |
| Lot Size | 2.48 acres (108,312 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Nov 2016) |
| Tax Bill | $8,694 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance Mar 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 81 A&4 |
| Primary APN | 81 A&4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,466 sqft Living Area |
| Gross Area | 3,404 sqft |
| Basement Area | 1,274 sqft |
| Unfinished Basement | 1,274 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 108,312 sqft (2.48 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 81 A& 4 |
|---|---|
| Street Address | 38 NEEDHAM ST |
| City | NORFOLK |
| State | MA |
| Zip | 02056-1624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 57 |
| Legal Lot Number | 64 |
| Jurisdiction | NORFOLK MA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 409101 |
38 Needham St is owned and occupied by an individual who acquired it in February 2021.
Source: Norfolk County and Norfolk Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 NEEDHAM ST, NORFOLK, MA 02056-1624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Mar 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Mar 3, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance ENVISION BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2016 · Amount on File |
| Deed Sale | Nov 22, 2016 · Amount on File |
| Prior Sale | Jul 24, 2008 |
| Deed Book / Page | 34689 / 273 |
| Last Transfer Date | Feb 26, 2021 |
| Transfer Doc | 39083-366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK MA |
| Property Address | 38 NEEDHAM ST, NORFOLK, MA 02056-1624 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040479-382 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | 40479/382 |
| Instrument | 34734 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | May 1, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK MA |
| Property Address | 38 NEEDHAM ST, NORFOLK, MA 02056-1624 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 039083-370 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 39083/370 |
| Instrument | 27814 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORFOLK MA |
| Recording Date | Mar 3, 2021 |
| Property Address | 38 NEEDHAM ST, NORFOLK, MA 02056-1624 |
| Document Number | 039083-366 |
| Book / Page | 39083 / 366 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 27813 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 NEEDHAM ST, NORFOLK, MA 02056-1624 |
| Document Number | 039083-370 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 39083/370 |
| Instrument | 27814 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 38 Needham St was $8,694.
Source: Norfolk County and Norfolk Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Norfolk Town |
| Secondary School District | King Philip School District (07 - 12) |
| Elementary School District | Norfolk School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,694.00 (-0.03%) | $584,700 (+7.36%) Land $294,200 Building $290,500 | $590,710 (+5.25%) |
| 2025 | $8,697.00 (+0.62%) | $544,600 (-1.89%) Land $237,600 Building $307,000 | $561,260 |
| 2024 | $8,643.00 (+11.31%) | $555,100 (+17.31%) Land $251,200 Building $303,900 | |
| 2023 | $7,765.00 | $473,200 Land $251,200 Building $222,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Needham St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Needham St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORFOLK WATER DIVISION serves 7,602 people · EPA ID MA2208000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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