Bedford County property record for 38 N River Ln, Everett, PA 15537
| Property Type | Single Family Home |
|---|---|
| Details | 5,348 sqft · built 2006 |
| Lot Size | 2.29 acres (99,796 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Feb 2017) |
| Tax Bill | $18,701 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | G.09-C.04-029 |
| Primary APN | G.09-C.04-029 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,348 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 99,796 sqft (2.29 acres) |
| Garage Type | Attached |
| Shed | 1 Shed |
| Street Address | 38 N RIVER LN |
|---|---|
| City | EVERETT |
| State | PA |
| Zip | 15537-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 26-34 RETAINED FROM G9C4-28 |
| Legal Subdivision | HILTOP SUBDIVISION |
| Legal Lot Number | 26-34 |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | WEST PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 960600 |
Source: Bedford County records · APN G.09-C.04-029
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 N RIVER LN, EVERETT, PA 15537-1410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA |
| Feb 08, 2017 | Deed, Transfer · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2017 · Amount on Record |
| Deed Sale | Feb 08, 2017 · Amount on Record |
| Prior Sale | Apr 19, 2011 · Amount on Record |
| Deed Document Number | 2017675 |
| Deed Book / Page | 1586 / 658 |
| Prior Transfer Date | Jan 27, 2017 |
| Prior Transfer Doc | 1586/658 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 38 N RIVER LN, EVERETT, PA 15537-1410 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 38 N RIVER LN, EVERETT, PA 15537-1410 |
| Document Number | 2021/4443 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 2021/4443 |
| Instrument | 2021-004443 |
| Name | HOMETOWN BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | EVERETT, PA 15537 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 28, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Feb 08, 2017 |
| Property Address | 38 N RIVER LN, EVERETT, PA 15537-1410 |
| Document Number | 1586/658 |
| Book / Page | 1586 / 658 |
| Map Reference | MB3 PG40 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 2017-000675 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 173 ARABIAN CT, 173, VALPARAISO, IN 46383-0049 |
| Name | Verified Name |
|---|---|
| Address | 38 N RIVER LN, EVERETT, PA 15537-1410 |
| Document Number | 2017000676 |
|---|---|
| Date | Feb 08, 2017 |
| Instrument | 2017-000676 |
| Name | HOMETOWN BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 08, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Bedford County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| County Subdivision | West Providence Township |
| Unified School District | Everett Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,701.00 (+8.28%) | $432,000 (-) Land $38,900 Building $393,100 | $432,000 (-) Land $38,900 Building $393,100 |
| 2025 | $17,271.00 (+149.58%) | $432,000 (-) Land $38,900 Building $393,100 | $432,000 (-) Land $38,900 Building $393,100 |
| 2023 | $6,920.00 Additional exemption filed | $432,000 Land $38,900 Building $393,100 | |
| 2012 | $432,000 Land $38,900 Building $393,100 |
Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 48 (1978–2025) |
| Claims Outside the SFHA | 2 of 48 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Crowsnest Broadband Fixed Wireless | 400 / 100 |
May also be available: Verizon.
Based on FCC filings for 47 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EVERETT BORO MUNI AUTH serves 2,048 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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