38 N Palmiera Cir, Spring, TX 77382 Property Records

Montgomery County property record for 38 N Palmiera Cir, Spring, TX 77382

Property Summary

Property TypeSingle Family Home
Details6.5 ba · 6,158 sqft · built 2022
Lot Size0.39 acres (17,005 sqft)
OwnerCompany Name on Record
Last Sale$1,706,300 (Sep 2021)
Tax Bill$25,893 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Jan 2024 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN9600-14-00700

Property Details

APN / Parcel Number

Primary APN9600-14-00700
Alternative APN
  • R303611

Interior

Full Baths6.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures30 Plumbing Fixtures
Stories2 Stories
Building Area6,158 sqft Living Area
Gross Area7,666 sqft
1st Floor Area3,255 sqft
2nd Floor Area2,770 sqft
FlooringWood
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof MaterialMetal
Lot Area17,005 sqft (0.39 acres)
Garage TypeAttached
Garage Area1,508 sqft
Parking Spaces5 Parking Spaces
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address38 N PALMIERA CIR
CitySPRING
StateTX
Zip77382-2801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS960014 - WDLNDS VIL OF CARLTON WOODS 14, BLOCK 1, LOT 7
Legal SubdivisionWDLNDS VIL OF CARLTON WOODS 14
Legal Block1
Legal Lot Number7
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group3
Census Block3003
Census Tract690605

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address38 N PALMIERA CIR, SPRING, TX 77382-2801
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2026Deed of Trust, Mortgage · Line of Credit
ZIONS BANCORPORATION NA
Jan 31, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AUSTIN BANK
Sep 7, 2021Vendor's Lien, Subdivision Related Transfer · Construction Mortgage
ZB NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2021 · Amount on Record
Deed SaleSep 7, 2021 · Amount on Record
Prior SaleNov 28, 2007 · Amount on Record
Deed Document Number2021124065
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Recording DateJun 8, 2026
Property Address38 N PALMIERA CIR, SPRING, TX 77382-2801
Document Number0000059810
Instrument DateJun 1, 2026
Instrument202659810
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address38 N PALMIERA CIR, SPRING, TX 77382-2801

Mortgage

Document Number0000059810,
DateJun 8, 2026
Instrument202659810
Lender
NameZIONS BANCORPORATION NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address38 N PALMIERA CIR, SPRING, TX 77382-2801
Transaction TypeMortgage
Record UpdatedFeb 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009470
DateJan 31, 2024
Instrument2024009470
Lender
NameAUSTIN BANK
TypeBank
AddressWHITEHOUSE, TX 75791
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2044

September 2021: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateSep 7, 2021
Property Address38 N PALMIERA CIR, SPRING, TX 77382-2801
Document Number0000124065
Map ReferenceCAB V SH 78-81
Instrument DateSep 7, 2021
Instrument2021124065
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 24, 2023
Title CompanySTEWART TITLE, STEWART TTL OF MONTGOMERY CN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address11 N LANSDOWNE CIR, THE WOODLANDS, TX 77382-2725

Mortgage

Document Number0000124067
DateSep 7, 2021
Instrument2021124067
Lender
NameZB NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term385 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,100,000 (+1.06%) Land $300,000 Building $1,800,000$2,100,000 (+1.06%) Land $300,000 Building $1,800,000
2025$25,893.00 (-2.73%) Homeowner's exemption Disabled Person's exemption$2,078,000 (+3.9%) Land $300,000 Building $1,778,000$2,078,000 (+3.9%) Land $300,000 Building $1,778,000
2024$26,620.00 (+5.85%) Homeowner's exemption Disabled Person's exemption$2,000,000 (+32.06%) Land $300,000 Building $1,700,000$2,000,000 (+32.06%) Land $300,000 Building $1,700,000
2023$25,148.00$1,514,520 Land $300,000 Building $1,214,520$1,514,520 Land $300,000 Building $1,214,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Nearby Flood Policies66 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 46
serves 24,399 people · EPA ID TX1700348
Water SourcePurchased surface water from SJRA THE WOODLANDS
Last State InspectionJan 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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