38 N Main St, Alfred, NY 14802 Property Records

Allegany County and Alfred Town property record for 38 N Main St, Alfred, NY 14802

Property Summary

Property Type	Apartments (5+ Units)
Details	30,558 sqft · built 2002
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Company Names on Record
Last Sale	$113,750 (Feb 1999)
Tax Bill	$63,464 (2026)
Deeds & Mortgages	Jan 2023 Refinance May 2018 Loan Modification + 1 more
APN	`022001 164.7-1-14`

Property Details

APN / Parcel Number

Primary APN	`022001 164.7-1-14`
Alternative APNs	`200116400700010140000000` `00000000179`

Interior

Units	36 Units
Stories	4 Stories
Building Area	30,558 sqft Gross Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000000179
Street Address	38 N MAIN ST
City	ALFRED
State	NY
Zip	14802-1032
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	ALLEGANY NY
Township / Civil Division	ALFRED
Census Block Group	3
Census Block	3010
Census Tract	950800

Owner

Source: Allegany County and Alfred Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 25575, ROCHESTER, NY 14625-0575
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Warranty Deed, Transfer · Stand-Alone Refinance FIVE STAR BANK
May 8, 2018	Loan Modification, Mortgage FIVE STAR BK
May 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 1999 · Amount on Record
Deed Sale	Feb 16, 1999 · Amount on Record
Deed Book / Page	1161 / 143
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Jan 12, 2023
Property Address	38 N MAIN ST, ALFRED, NY 14802-1032
Document Number	0000003938
Instrument Date	Dec 22, 2022
Instrument	2023-33938
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 HIGH ST # 2, 2, MIDDLETOWN, CT 06457-3740

Mortgage

Document Number	0000003939
Date	Jan 12, 2023
Instrument	2023-33939

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALLEGANY NY
Property Address	38 N MAIN ST, ALFRED, NY 14802-1032
Document Number	0000097037
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	520 WYCKOFF RD ITHACA NY 148502344, ITHACA, NY 14850-2344

Mortgage

Document Number	0000097037
Date	May 9, 2018
Instrument	97037

Lender

Name	FIVE STAR BK
Type	Bank
Address	WARSAW, NY 14569

Agreement

Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY NY
Property Address	38 N MAIN ST, ALFRED, NY 14802-1032
Document Number	0000097036
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	May 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	520 WYCKOFF RD ITHACA NY 148502344, ITHACA, NY 14850-2344

Mortgage

Document Number	0000097036
Date	May 9, 2018
Instrument	97036

Lender

Name	FIVE STAR BK
Type	Bank
Address	WARSAW, NY 14569

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allegany County and Alfred Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Alfred Town
Municipality	Alfred Village
Unified School District	Alfred-Almond Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$63,464.00 (+0.59%)
2025	$63,091.00	$959,500 (-) Land $24,700 Building $934,800	$1,626,271 (+13.56%) Land $41,864 Building $1,584,407
2023		$959,500 Land $24,700 Building $934,800	$1,432,090 Land $36,866 Building $1,395,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALFRED VILLAGE WATER SUPPLY serves 1,300 people · EPA ID NY0200309
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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