38 Morton Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 38 Morton Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,934 sqft · built 1900
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (May 2016)
Tax Bill	$7,258 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-F B:0021 L:0034`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-F B:0021 L:0034`
Alternative APNs	`M:005=F B:0021 L:0034` `5555034`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,934 sqft Living Area
Gross Area	3,542 sqft
1st Floor Area	1,131 sqft
Basement Area	1,131 sqft
Unfinished Basement	1,131 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,502 sqft (0.126 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5555034
Street Address	38 MORTON AVE
City	SAUGUS
State	MA
Zip	01906-3949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	21
Legal Lot Number	34
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3003
Census Tract	208102

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 MORTON AVE, SAUGUS, MA 01906-3949
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit
Jun 24, 2025	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Aug 2, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2016 · Amount on Record
Deed Sale	May 27, 2016 · Amount on Record
Prior Sale	May 30, 2003 · Amount on Record
Deed Document Number	2016173
Deed Book / Page	34954 / 469
Transfer Doc	034954-469
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Recording Date	Jun 22, 2026
Property Address	38 MORTON AVE, SAUGUS, MA 01906-3949
Document Number	0000003220
Book / Page	43457 / 253
Instrument Date	Jun 15, 2026
Instrument	20263220
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MORTON AVE, SAUGUS, MA 01906-3949

Mortgage

Document Number	0000003220,
Date	Jun 22, 2026
Book Page	43457/253
Instrument	20263220

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2051

Interest

Rate	6.36%
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	38 MORTON AVE, SAUGUS, MA 01906-3949
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00042790-1
Date	Jun 24, 2025
Book Page	42790/1
Instrument	20250624000240

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	38 MORTON AVE, SAUGUS, MA 01906-3949
Document Number	37733-488
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 MORTON AVE SAUGUS MA 019063949, SAUGUS, MA 01906-3949

Mortgage

Document Number	37733-488
Date	Aug 7, 2019
Book Page	037733/000488
Instrument	7000240

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2049

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,258.00 (+2.89%)	$696,500 (+5.45%) Land $329,200 Building $363,200	$781,989 (+13.47%)
2025	$7,054.00 (+4.15%)	$660,500 (+3.85%) Land $299,300 Building $361,200	$689,130
2024	$6,773.00 (+2.26%)	$636,000 (+8.13%) Land $282,200 Building $353,800
2023	$6,623.00	$588,200 Land $248,000 Building $340,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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