38 Morningside Dr, Saint Paul, MN 55119 Property Records

Ramsey County property record for 38 Morningside Dr, Saint Paul, MN 55119 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,316 sqft · built 1963
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Dec 2025)
Tax Bill	$4,556 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-28-22-41-0070`

Property Details

APN / Parcel Number

Primary APN	`02-28-22-41-0070`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	1,316 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	7,187 sqft (0.164 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	38 MORNINGSIDE DR
City	SAINT PAUL
State	MN
Zip	55119-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AFTON HEIGHTS ADDITION EX N 25 FT LOT 7 AND N 35 FT OF LOT 8 BLK 2
Legal Range	22
Legal Township	28
Legal Section	02
Legal Quarter	4
Quarter-Quarter Section	1
Legal Subdivision	AFTON HEIGHTS ADDITION
Legal Block	2
Legal Lot Number	7-8
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2001
Census Tract	37403

Owner

Source: Ramsey County records · APN 02-28-22-41-0070

Assessment roll updated February 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	38 MORNINGSIDE DR, SAINT PAUL, MN 55119-5007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Warranty Deed, Transfer · Conventional Mortgage LAKE AREA MORTGAGE
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage ALERUS MTG
Feb 13, 2017	Warranty Deed, Mortgage · VA Mortgage ALERUS MTG
Feb 13, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Feb 14, 2017
Deed Document Number	T02807447
Record Updated	Jun 08, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 16, 2025
Property Address	38 MORNINGSIDE DR, SAINT PAUL, MN 55119-5007
Document Number	0T02807447
Instrument Date	Dec 08, 2025
Instrument	T02807447
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	UNKNOWN, FLEX TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,089.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38 MORNINGSIDE DR, SAINT PAUL, MN 55119-5007

Mortgage

Document Number	0T02807448
Date	Dec 16, 2025
Instrument	T02807448

Lender

Name	LAKE AREA MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2036
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	SOFR Average 30-Day
Max Rate	10.8%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	38 MORNINGSIDE DR, SAINT PAUL, MN 55119-5007
Document Number	0002679493
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	38 MORNINGSIDE DR ST PAUL MN 551195007, ST PAUL, MN 55119-5007

Mortgage

Document Number	0002679493
Date	Oct 30, 2020
Instrument	2679493

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

February 2017: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 13, 2017
Property Address	38 MORNINGSIDE DR, SAINT PAUL, MN 55119-5007
Document Number	0002580586
Instrument Date	Jan 19, 2017
Instrument	2580586
Transaction Type	Mortgage
Record Updated	May 10, 2017
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$52.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 MORNNGSIDE DR ST PAUL MN 55119, ST PAUL, MN 55119

Mortgage

Document Number	2580587
Date	Feb 13, 2017
Instrument	2580587

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 13, 2017
Property Address	38 MORNINGSIDE DR, SAINT PAUL, MN 55119-5007
Document Number	0002580585
Instrument Date	Jan 19, 2017
Instrument	2580585
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$780.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 MORNNGSIDE DR ST PAUL MN 55119, ST PAUL, MN 55119

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated February 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,556.00 (+7.81%) Homeowner's exemption	$287,700 (+5.12%) Land $35,100 Building $252,600	$287,700 (+5.12%) Land $35,100 Building $252,600
2023	$4,226.00	$273,700 Land $35,100 Building $238,600	$273,700 Land $35,100 Building $238,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 339 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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