38 Morningside Dr, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 38 Morningside Dr, Ossining, NY 10562 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1950
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Mar 2018)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554289 90.14-1-65`

Property Details

APN / Parcel Number

Primary APN	`554289 90.14-1-65`
Alternative APN	`55428900108 020 043`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Basement
Porch	Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	38 MORNINGSIDE DR
City	OSSINING
State	NY
Zip	10562-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	65.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	2
Census Block	2018
Census Tract	13700

Owner

Source: Westchester County and Ossining Town records · APN 554289 90.14-1-65

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38 MORNINGSIDE DR, OSSINING, NY 10562-4016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 06, 2018 · Amount on Record
Deed Sale	Mar 06, 2018 · Amount on Record
Prior Sale	Jul 07, 2010 · Amount on Record
Deed Document Number	2018580503105
Record Updated	Jun 08, 2026

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 06, 2018
Property Address	38 MORNINGSIDE DR, OSSINING, NY 10562-4016
Document Number	0580503105
Instrument Date	Mar 02, 2018
Instrument	580503105
Transaction Type	Transfer
Record Updated	May 06, 2022
Title Company	JUDICIAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 MORNINGSIDE DR, 38, OSSINING, NY 10562-4016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 BRIAR LN, CROMPOND, NY 10517

Mortgage

Document Number	0580653097
Date	Mar 06, 2018
Instrument	580653097

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$577,500 (+1.65%) Land $357,700 Building $219,800	$577,500 (+1.65%) Land $357,700 Building $219,800
2024	Additional exemption filed	$568,100 (+6.91%) Land $223,900 Building $344,200	$568,100 (+6.91%) Land $223,900 Building $344,200
2023		$531,400 Land $223,900 Building $307,500	$531,400 Land $223,900 Building $307,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190137002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 4 of 6 on primary residences
Nearby Flood Claims	11 (1978–2021)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.