Geauga County property record for 38 Morningside Dr, Chagrin Falls, OH 44022
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,058 sqft · built 1959 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,080 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-003800 |
| Primary APN | 29-003800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,058 sqft Living Area |
| 1st Floor Area | 2,058 sqft |
| Basement Area | 1,132 sqft |
| Unfinished Basement | 1,132 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 46,609 sqft (1.07 acres) |
| Terrain | Rolling |
| Garage Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 001887-9 |
|---|---|
| Street Address | 38 MORNINGSIDE DR |
| City | CHAGRIN FALLS |
| State | OH |
| Zip | 44022-4213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | S/L 47 LAKE LOUISE SUB |
| Legal Subdivision | LAKE LOUISE |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | SOUTH RUSSELL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 311600 |
38 Morningside Dr is owned and occupied by an individual who acquired it in September 1993.
Source: Geauga County records, as of March 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 MORNINGSIDE DR, CHAGRIN FALLS, OH 44022-4213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Aug 24, 2019 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 1993 |
| Deed Sale | Sep 24, 1993 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 38 MORNINGSIDE DR, CHAGRIN FALLS, OH 44022-4213 |
| Document Number | 0020990154 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | THIRD CAPITAL TITLE NEO, THIRD CAP TITLE NEO |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 38 MORNINGSIDE DR CHAGRIN FALLS OH 440224213, CHAGRIN FALLS, OH 44022-4213 |
| Document Number | 0020990154 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 002099/000154 |
| Instrument | 967308 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 28, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 38 MORNINGSIDE DR, CHAGRIN FALLS, OH 44022-4213 |
| Document Number | 0020780749 |
| Instrument Date | Aug 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 38 MORNINGSIDE DR CHAGRIN FALLS OH 440224213, CHAGRIN FALLS, OH 44022-4213 |
| Document Number | 0020780749 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 002078/000749 |
| Instrument | 954010 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 38 Morningside Dr was $7,080 with a homeowner's exemption, down 0.2% from the year before.
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| Municipality | South Russell Village |
| Unified School District | Chagrin Falls Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,080.00 (-0.23%) | $128,590 (-) Land $26,950 Building $101,640 | |
| 2024 | $7,096.00 (-7.08%) Homeowner's exemption | $128,590 (-) Land $26,950 Building $101,640 | |
| 2023 | $7,637.00 Homeowner's exemption | $128,590 (+45.27%) Land $26,950 Building $101,640 | $367,400 Land $77,000 Building $290,400 |
| 2022 | $88,520 Land $22,470 Building $66,050 | ||
| 2021 | $6,047.00 | ||
| 2020 | $252,900 Land $64,200 Building $188,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Morningside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Morningside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures