Naugatuck Borough property record for 38 Moonlight Cir, Naugatuck, CT 06770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,284 sqft · built 1975 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Jun 1996) |
| Tax Bill | $6,865 (2026) |
| Deeds & Mortgages | Nov 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-7470 |
| Primary APN | 044-7470 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| Gross Area | 2,814 sqft |
| 1st Floor Area | 1,284 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 44-7470 |
|---|---|
| Street Address | 38 MOONLIGHT CIR |
| City | NAUGATUCK |
| State | CT |
| Zip | 06770-3519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Lot Number | 7470 |
| Jurisdiction | NAUGATUCK CT |
| Township / Civil Division | NAUGATUCK |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 345202 |
Source: Naugatuck Borough records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 MOONLIGHT CIR, NAUGATUCK, CT 06770-3519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 1996 · Amount on Record |
| Deed Sale | Jun 18, 1996 · Amount on Record |
| Deed Book / Page | 431 / 277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 38 MOONLIGHT CIR, NAUGATUCK, CT 06770-3519 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001113-400 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 1113/400 |
| Instrument | 2022-4206 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
Source: Naugatuck Borough assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Naugatuck Borough |
| Unified School District | Naugatuck School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,865.00 (+1.64%) | $169,750 (-) Land $32,900 Building $136,850 | $319,229 (+168.65%) |
| 2025 | $6,754.00 | $169,750 (-) Land $32,900 Building $136,850 | $118,825 Land $23,030 Building $95,795 |
| 2024 | $6,754.00 (-11.08%) | ||
| 2023 | $7,596.00 (+20.17%) | $169,750 (+28.23%) Land $32,900 Building $136,850 | |
| 2022 | $6,321.00 | $132,380 Land $34,900 Building $97,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Frontier, Verizon.
5G (outdoors only) and 4G LTE
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