38 Montrose St, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 38 Montrose St, Everett, MA 02149

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,764 sqft · built 1890
Lot Size	0.045 acres (1,973 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Mar 2020)
Tax Bill	$7,404 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G00001 000115 01`

Property Details

APN / Parcel Number

Primary APN	`G00001 000115 01`
Alternative APNs	`EVER M:G0 B:01 L:000115` `M:G00 B:001 L:000115-01` `G00001 00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	1,764 sqft Living Area
Gross Area	2,818 sqft
1st Floor Area	648 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,973 sqft (0.045 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	G00001 000115 01
Street Address	38 MONTROSE ST
City	EVERETT
State	MA
Zip	02149-1833
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	DD
Legal Block	1
Legal Lot Number	115
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2014
Census Tract	342402

Owner

38 Montrose St, a duplex, is owned and occupied by an individual who bought it in March 2020.

Source: Middlesex County and Everett City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	38 MONTROSE ST, EVERETT, MA 02149-1833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Quit Claim Deed, Transfer · FHA Mortgage LEADER BANK NA
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage LENDINGONE
Oct 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2020 · Amount on File
Deed Sale	Mar 6, 2020 · Amount on File
Prior Sale	Oct 2, 2019 · Amount on File
Deed Document Number	202034520
Deed Book / Page	74249 / 77
Prior Transfer Date	Mar 5, 2020
Prior Transfer Doc	74249-77
Record Updated	Oct 29, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	Mar 6, 2020
Property Address	38 MONTROSE ST, EVERETT, MA 02149-1833
Document Number	74249-77
Book / Page	74249 / 77
Instrument Date	Mar 5, 2020
Instrument	34520
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MONTROSE ST # 40, 40, EVERETT, MA 02149-1833

Mortgage

Document Number	34521
Date	Mar 6, 2020
Instrument	34521

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	38 MONTROSE ST, EVERETT, MA 02149-1833
Document Number	73531-273
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20C DEL CARMINE ST #101 WAKEFIELD MA 018803487, 101, WAKEFIELD, MA 01880-3487

Mortgage

Document Number	73531-273
Date	Oct 28, 2019
Book Page	073531/000273
Instrument	165910

Lender

Name	LENDINGONE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	Oct 2, 2019
Property Address	38 MONTROSE ST, EVERETT, MA 02149-1833
Document Number	73391-182
Book / Page	073391 / 000182
Instrument Date	Oct 2, 2019
Instrument	151173
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,687.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20C DEL CARMINE ST #101 WAKEFIELD MA 018803487, 101, WAKEFIELD, MA 01880-3487

Tax Assessment & Valuation

The 2026 property tax bill for 38 Montrose St was $7,404, up 15.2% from the year before.

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,404.00 (+15.22%)	$586,700 (+3.99%) Land $246,100 Building $340,600	$881,471
2025	$6,426.00 (+9.36%)	$564,200 (+10.04%) Land $237,300 Building $326,900
2024	$5,876.00 (+2.26%)	$512,700 (+5.1%) Land $211,000 Building $301,700
2023	$5,746.00	$487,800 Land $202,200 Building $285,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Montrose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 38 Montrose St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 912 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Netafy Fixed Wireless	150 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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