38 Montgomery St, Warwick, RI 02886 Property Records

Warwick City property record for 38 Montgomery St, Warwick, RI 02886

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,718 sqft · built 1955
Lot Size0.295 acres (12,833 sqft)
OwnerTrust Name on File
Tax Bill$5,589 (2025)
Flood ZoneZone X (minimal risk)
APN25701820000

Property Details

APN / Parcel Number

Primary APN25701820000
Alternative APNs
  • WARW M:257 B:0182 L:0000
  • 100160882

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,718 sqft Living Area
Gross Area4,563 sqft
1st Floor Area1,718 sqft
Basement Area1,718 sqft
Unfinished Basement612 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,833 sqft (0.295 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number100160882
Street Address38 MONTGOMERY ST
CityWARWICK
StateRI
Zip02886-2857
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA10
Legal Block182
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group3
Census Block3039
Census Tract22100

Owner

38 Montgomery St is owner-occupied and held in a trust since April 2011.

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address38 MONTGOMERY ST, WARWICK, RI 02886-2857
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2011
Deed SaleApr 14, 2011
Deed Book / Page7465 / 297
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 38 Montgomery St was $5,589.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,589.00$440,100 Land $118,800 Building $321,300
2024$435,005
2023$5,384.00 (+4.79%)$379,400 (+38.32%) Land $103,300 Building $276,100
2022$5,138.00$274,300 Land $68,900 Building $205,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Montgomery St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Montgomery St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Montgomery St

Nearby Streets

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