38 Monroe Rd, Hampden, ME 04444 Property Records

Penobscot County and Hampden Town property record for 38 Monroe Rd, Hampden, ME 04444

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,616 sqft · built 1976
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (May 2024)
Tax Bill	$5,485 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:02 B:0 L:031=B`

Property Details

APN / Parcel Number

Primary APN	`M:02 B:0 L:031=B`
Alternative APNs	`HAMN M:02 B:0 L:031-B` `197`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,616 sqft Living Area
1st Floor Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	197
Street Address	38 MONROE RD
City	HAMPDEN
State	ME
Zip	04444-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	13 - R
Legal Lot Number	31-B
Jurisdiction	HAMPDEN ME
Township / Civil Division	HAMPDEN
Census Block Group	5
Census Block	5012
Census Tract	2000

Owner

Source: Penobscot County and Hampden Town assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1374 BUCKSPORT RD, 4, ELLSWORTH, ME 04605-2866
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage FREEDOM MORTGAGE CORPORATION
May 2, 2024	Warranty Deed, Transfer · FHA Mortgage BANGOR SAVINGS BANK
Oct 20, 2022	Deed of Trust, Mortgage · Line of Credit BANGOR FEDERAL CREDIT UNION
Jul 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 2, 2024 · Amount on Record
Deed Sale	May 2, 2024 · Amount on Record
Deed Document Number	20248953
Deed Book / Page	17130 / 18
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Recording Date	Apr 1, 2026
Property Address	38 MONROE RD, HAMPDEN, ME 04444-3007
Document Number	0178240096
Book / Page	17824 / 96
Instrument Date	Mar 24, 2026
Instrument	20266984
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MONROE RD, HAMPDEN, ME 04444-3007

Mortgage

Document Number	0000006984,
Date	Apr 1, 2026
Book Page	17824/96
Instrument	20266984

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Amount	Amount Recorded
Term	337 Months
Due	May 1, 2054

Interest

Rate	5.98%
Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMPDEN ME
Recording Date	May 2, 2024
Property Address	38 MONROE RD, HAMPDEN, ME 04444-3007
Document Number	0171300018
Book / Page	17130 / 18
Instrument Date	Apr 30, 2024
Instrument	8953
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1374 BUCKSPORT RD APT 4, 4, ELLSWORTH, ME 04605-2866

Mortgage

Document Number	0000008954
Date	May 2, 2024
Instrument	8954

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	38 MONROE RD, HAMPDEN, ME 04444-3007
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0166600347
Date	Oct 20, 2022
Book Page	16660/347
Instrument	30929

Lender

Name	BANGOR FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	38 MONROE RD, HAMPDEN, ME 04444-3007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156180260
Date	Jul 22, 2020
Book Page	15618/260
Instrument	21965

Lender

Name	BANGOR FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Penobscot County and Hampden Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hampden Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,485.00 (+22.71%)	$310,770 (+8.81%) Land $72,790 Building $237,980
2024	$4,470.00 (-0.89%)	$285,600 (+21.9%) Land $66,900 Building $218,700
2023	$4,510.00 (+12.19%)	$234,300 (+20.65%) Land $54,900 Building $179,400	$340,195
2022	$4,020.00	$194,200 Land $45,500 Building $148,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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