38 Mitchell St, Providence, RI 02907 Property Records

Providence City property record for 38 Mitchell St, Providence, RI 02907

Property Summary

Property Type	Triplex
Details	9 bd · 3.5 ba · 3,474 sqft · built 1910
Lot Size	0.064 acres (2,800 sqft)
Owner	2 Individual Names on File
Last Sale	$579,000 (Dec 2023)
Tax Bill	$4,331 (2025)
Deeds & Mortgages	Oct 2021 Refinance Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:49 L:566`

Property Details

APN / Parcel Number

Primary APN	`PROV M:49 L:566`
Alternative APNs	`P:0490566 L:0000` `23898`

Interior

Bedrooms	9 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,474 sqft Living Area
Gross Area	4,732 sqft
1st Floor Area	1,158 sqft
Basement Area	1,158 sqft
Unfinished Basement	1,158 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,800 sqft (0.064 acres)
Parking Spaces	7 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	23898
Street Address	38 MITCHELL ST
City	PROVIDENCE
State	RI
Zip	02907-1613
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-3
Legal Lot Number	566
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	4
Census Block	4002
Census Tract	302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elmwood Historic District listed 1980 · 255 contributing resources · NRIS 80004603

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

38 Mitchell St, a triplex, is owned and occupied by two individuals who bought it in December 2023.

Source: Providence City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 MITCHELL ST, PROVIDENCE, RI 02907-1613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESPIRE MORTGAGE
Dec 7, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
Jul 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NAMQUID FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2023 · Amount on File
Deed Sale	Dec 7, 2023 · Amount on File
Deed Document Number	2023358687
Deed Book / Page	14023 / 174
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	38 MITCHELL ST, PROVIDENCE, RI 02907-1613
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	013311-169
Date	Oct 5, 2021
Book Page	13311/169
Instrument	2021300883

Lender

Name	HOMESPIRE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Dec 7, 2023
Property Address	38 MITCHELL ST, PROVIDENCE, RI 02907-1613
Document Number	014023-174
Book / Page	14023 / 174
Instrument Date	Dec 7, 2023
Instrument	2023358687
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	536 BERNON ST, WOONSOCKET, RI 02895-4649

Mortgage

Document Number	2023358688
Date	Dec 7, 2023
Instrument	2023358688

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	38 MITCHELL ST, PROVIDENCE, RI 02907-1613
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012426-28
Date	Jul 22, 2019
Book Page	12426/28
Instrument	232405

Lender

Name	NAMQUID FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 38 Mitchell St was $4,331.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,331.00	$573,700 Land $118,200 Building $455,500
2023	$5,942.00 (+3.09%)	$323,800 (-) Land $51,200 Building $272,600
2022	$5,764.00	$323,800 Land $51,200 Building $272,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38 Mitchell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 38 Mitchell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 838 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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