38 Miller Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 38 Miller Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,662 sqft · built 1975
Lot Size	1.51 acres (66,211 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jan 2009)
Tax Bill	$7,654 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`412-141-004-000`

Property Details

APN / Parcel Number

Primary APN	`412-141-004-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,662 sqft Living Area
1st Floor Area	2,662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	66,211 sqft
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	38 MILLER RD
City	ROYAL OAKS
State	CA
Zip	95076-5552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL6 PAR MAPS PG 148 PAR B 1.52 AC APPRX
Legal Block	1
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	1
Census Block	1000
Census Tract	14601

Owner

38 Miller Rd is owned and occupied by an individual who bought it in January 2009.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	38 MILLER RD, ROYAL OAKS, CA 95076-5552
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Nov 8, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Nov 8, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2009 · Amount on File
Deed Sale	Jan 21, 2009 · Amount on File
Prior Sale	Aug 21, 2008 · Amount on File
Deed Document Number	20093227
Prior Transfer Date	May 9, 1995
Prior Transfer Doc	0000025723
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	38 MILLER RD, ROYAL OAKS, CA 95076-5552
Transaction Type	Mortgage
Record Updated	Jan 10, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MILLER RD, ROYAL OAKS, CA 95076-5552

Mortgage

Document Number	0000085760
Date	Dec 28, 2021
Instrument	2021085760

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Nov 8, 2021
Property Address	38 MILLER RD, ROYAL OAKS, CA 95076-5552
Document Number	0000075987
Map Reference	VOL 6 PG 148
Instrument Date	Nov 4, 2021
Instrument	2021075987
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MILLER RD, ROYAL OAKS, CA 95076-5552

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Nov 8, 2021
Property Address	38 MILLER RD, ROYAL OAKS, CA 95076-5552
Document Number	0000075986
Map Reference	VOL 6 PG 148
Instrument Date	Nov 4, 2021
Instrument	2021075986
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MILLER RD, ROYAL OAKS, CA 95076-5552

Tax Assessment & Valuation

The 2025 property tax bill for 38 Miller Rd was $7,654.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$579,696 (+2%) Land $199,924 Building $379,772
2025	$7,654.00	$568,330 Land $196,004 Building $372,326
2023	$6,097.00 (+1.74%)	$546,263 Land $188,394 Building $357,869
2022	$5,993.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38 Miller Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (1996–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Miller Rd is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LAS LOMAS private · serves 2,132 people · EPA ID CA2710013
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio.

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