38 Middle Way, Summit, NJ 07901 Property Records

Union County and Berkeley Heights Township property record for 38 Middle Way, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,307 sqft · built 1936
Lot Size	1.01 acres (44,388 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,450,000 (Jun 2022)
Tax Bill	$30,992 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-03905-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`01-03905-0000-00003`
Alternative APN	`010390500003`

Interior

Stories	2 Stories
Building Area	3,307 sqft Living Area

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Construction Type	Frame
Lot Area	44,388 sqft
Lot Dimensions	240 ft deep x 185 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	38 MIDDLE WAY
City	SUMMIT
State	NJ
Zip	07901-4167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	COUNTRYSIDE INC SEC 03
Legal Block	3905
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	BERKELEY HEIGHTS
Census Block Group	4
Census Block	4001
Census Tract	38201

Owner

Source: Union County and Berkeley Heights Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 MIDDLE WAY, SUMMIT, NJ 07901-4167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on Record
Deed Sale	Jun 9, 2022 · Amount on Record
Prior Sale	Feb 3, 2010 · Amount on Record
Deed Document Number	202218928
Deed Book / Page	6467 / 2783
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jun 9, 2022
Property Address	38 MIDDLE WAY, SUMMIT, NJ 07901-4167
Document Number	0064672783
Book / Page	6467 / 2783
Instrument Date	Jun 1, 2022
Instrument	18928
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	CLEAR SKIES TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 EAGLE DR, 16, MASHPEE, MA 02649-3661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MIDDLE WAY, SUMMIT, NJ 07901-4167

Mortgage

Document Number	0000038506
Date	Jun 9, 2022
Instrument	38506

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.25%
Index	Other
Margin	3
Max Rate	13.2%

Tax Assessment & Valuation

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Berkeley Heights Township
Unified School District	Berkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$704,200 (-) Land $326,400 Building $377,800	$704,200 (-) Land $326,400 Building $377,800
2025	$30,992.00 (+2.66%)	$704,200 (-) Land $326,400 Building $377,800	$704,200 (-) Land $326,400 Building $377,800
2024	$30,189.00 (+2.1%)
2023		$704,200 Land $326,400 Building $377,800	$704,200 Land $326,400 Building $377,800
2022	$29,569.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 units insured incl. 12 condo units
Nearby Flood Claims	5 (1984–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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