Bristol County and Fairhaven Town property record for 38 Middle St, Fairhaven, MA 02719
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,587 sqft · built 2001 |
| Lot Size | 0.125 acres (5,462 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Aug 2006) |
| Tax Bill | $3,565 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | FAIR M:000009 L:00062 S |
| Primary APN | FAIR M:000009 L:00062 S |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,587 sqft Living Area |
| Gross Area | 5,318 sqft |
| Basement Area | 1,387 sqft |
| Unfinished Basement | 1,387 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,462 sqft (0.125 acres) |
| Pool Type | In-Ground Pool |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 38 MIDDLE ST |
|---|---|
| City | FAIRHAVEN |
| State | MA |
| Zip | 02719-2942 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | MU |
| Legal Lot Number | 62 |
| Jurisdiction | FAIRHAVEN MA |
| Township / Civil Division | FAIRHAVEN |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 655300 |
38 Middle St, a duplex, is owned and occupied by an individual who bought it in August 2006.
Source: Bristol County and Fairhaven Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 MIDDLE ST, FAIRHAVEN, MA 02719-2942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Apr 11, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2006 · Amount on File |
| Deed Sale | Aug 11, 2006 · Amount on File |
| Deed Book / Page | 8267 / 94 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRHAVEN MA |
| Property Address | 38 MIDDLE ST, FAIRHAVEN, MA 02719-2942 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14108-205 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 14108/205 |
| Instrument | 34225 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRHAVEN MA |
| Property Address | 38 MIDDLE ST, FAIRHAVEN, MA 02719-2942 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 12408-145 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 12408/145 |
| Instrument | 7206 |
| Name | SANTANDER BANK NA |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
The 2026 property tax bill for 38 Middle St was $3,565, up 10,703% from the year before.
Source: Bristol County and Fairhaven Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| County Subdivision | Fairhaven Town |
| Unified School District | Fairhaven School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,565.00 (+10,703.03%) | $387,900 (+6.8%) Land $136,900 Building $251,000 | $492,061 |
| 2025 | $33.00 (-98.99%) | $363,200 (+2.14%) Land $136,900 Building $226,300 | |
| 2024 | $3,282.00 (+3.57%) | $355,600 (+11.65%) Land $136,900 Building $218,700 | |
| 2023 | $3,169.00 | $318,500 Land $115,800 Building $202,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Middle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 4 (1978–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Tropical Storm Henri |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Middle St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRHAVEN WATER DEPT serves 15,155 people · EPA ID MA4094000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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