38 Michael Rd, Cheswick, PA 15024 Property Records

Allegheny County property record for 38 Michael Rd, Cheswick, PA 15024

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,388 sqft · built 1953
Lot Size	0.491 acres (21,395 sqft)
Owner	Individual Name on Record
Last Sale	$149,900 (Nov 2019)
Tax Bill	$630 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1218-A-223`

Property Details

APN / Parcel Number

Primary APN	`1218-A-223`
Alternative APN	`1218-A-00223-0000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Stone
Construction Type	Stone
Roof Material	Other
Lot Area	21,395 sqft (0.491 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	38 MICHAEL RD
City	CHESWICK
State	PA
Zip	15024-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 80.54XAVG304.47X60 MICHAEL RD (.48 A) 1 STY STONE V HSE #128 2 CAR GAR DTCHD
Legal Block	1218A
Legal Lot Number	223
Jurisdiction	ALLEGHENY PA
Township / Civil Division	WEST DEER
Census Block Group	1
Census Block	1012
Census Tract	407002

Owner

Source: Allegheny County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 MICHAEL RD, CHESWICK, PA 15024-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG CORP
Nov 26, 2019	Warranty Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	201936479
Deed Book / Page	17852 / 249
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHENY PA
Property Address	38 MICHAEL RD, CHESWICK, PA 15024-2103
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0530890563
Date	Nov 10, 2020
Book Page	53089/563
Instrument	2020-93802

Lender

Name	FREEDOM MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHENY PA
Recording Date	Nov 26, 2019
Property Address	38 MICHAEL RD, CHESWICK, PA 15024-2103
Document Number	0178520249
Book / Page	17852 / 249
Instrument Date	Nov 21, 2019
Instrument	201936479
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	KEYSTONE CLOSING SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MICHAEL RD, CHESWICK, PA 15024-2103

Mortgage

Document Number	201980508
Date	Nov 26, 2019
Instrument	201980508

Lender

Name	GATEWAY MORTGAGE GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Allegheny County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Allegheny County
County Subdivision	West Deer Township
Unified School District	Deer Lakes School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$630.00 (-80.87%) Homeowner's exemption	$98,100 (-) Land $21,500 Building $76,600	$116,100 (-) Land $21,500 Building $94,600
2025	$3,294.00 (+10.43%) Homeowner's exemption	$98,100 (-) Land $21,500 Building $76,600
2023	$2,983.00 Homeowner's exemption	$98,100 Land $21,500 Building $76,600
2012			$116,100 Land $21,500 Building $94,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1978–2004)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKMONT WATER AUTHORITY serves 39,901 people · EPA ID PA5020036
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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