38 Merlham Dr, Madison, WI 53705 Property Records

Dane County property record for 38 Merlham Dr, Madison, WI 53705

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,831 sqft · built 1952
Lot Size0.251 acres (10,934 sqft)
Owner2 Owner Names on File
Last Sale$217,000 (May 2012)
Tax Bill$8,842 (2024)
Deeds & MortgagesFeb 2022 Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0709-204-1825-3

Property Details

APN / Parcel Number

Primary APN0709-204-1825-3

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,831 sqft Living Area
1st Floor Area1,145 sqft
Basement Area1,145 sqft
Finished Basement686 sqft
Family RoomFamily Room
FlooringWood
Interior WallsPlaster
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area10,934 sqft (0.251 acres)
Lot Dimensions142 ft deep x 78 ft wide
TerrainWooded
Garage TypeAttached
Garage Area260 sqft
DrivewayDriveway
Driveway Area310 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area176 sqft
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address38 MERLHAM DR
CityMADISON
StateWI
Zip53705-4960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTR-C1
Legal DescriptionEIGHTH ADDITION TO SUNSET VILLAGE, LOT 813
Legal Range09
Legal Township07
Legal Section20
Legal SubdivisionEIGHTH ADDITION
Legal Lot Number813
JurisdictionDANE WI
Township / Civil DivisionMADISON
Census Block Group1
Census Block1000
Census Tract302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the University Hill Farms Historic District
listed 2015 · 820 contributing resources · NRIS 15000402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 38 Merlham Dr bought it in May 2012.

Source: Dane County records, as of January 22, 2026

Owner of Record2 Owner Names on File
Mailing Address38 MERLHAM DR, MADISON, WI 53705-4960
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNIVERSITY OF WISCONSIN CU
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNIVERSITY OF WISCONSIN CU
May 26, 2017Deed of Trust, Mortgage · Line of Credit
UW CU
May 2, 2017Deed of Trust, Mortgage · Line of Credit
UW CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2012 · Amount on File
Deed SaleMay 10, 2012 · Amount on File
Prior SaleMay 11, 2006 · Amount on File
Deed Document Number4870926
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address38 MERLHAM DR, MADISON, WI 53705-4960
Transaction TypeMortgage
Record UpdatedMar 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005812780
DateFeb 16, 2022
Instrument5812780
Lender
NameUNIVERSITY OF WISCONSIN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 15, 2052
Interest
Rate TypeFixed Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address38 MERLHAM DR, MADISON, WI 53705-4960
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005666250
DateNov 30, 2020
Instrument5666250
Lender
NameUNIVERSITY OF WISCONSIN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2035
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change9.25%
Index10-Year TN

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address38 MERLHAM DR, MADISON, WI 53705-4960
Document Number0005330938
Instrument DateMay 26, 2017
Transaction TypeMortgage
Record UpdatedJun 20, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address38 MERLHAM DR MADISON WI 537054960, MADISON, WI 53705-4960

Mortgage

Document Number0005330938
DateJun 5, 2017
Instrument5330938
Lender
NameUW CU
TypeCredit Union
AddressMADISON, WI 53744
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 4, 2047
Interest
Rate TypeAdjustable Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address38 MERLHAM DR, MADISON, WI 53705-4960
Document Number0005325782
Instrument DateMay 2, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address38 MERLHAM DR MADISON WI 537054960, MADISON, WI 53705-4960

Mortgage

Document Number0005325782
DateMay 16, 2017
Instrument5325782
Lender
NameUW CU
TypeCredit Union
AddressMADISON, WI 53744
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 15, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityMadison City
Unified School DistrictMadison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$519,400 Land $235,500 Building $283,900
2024$8,842.00$519,400
2023$472,200 Land $214,100 Building $258,100
2022$7,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Merlham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Merlham Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON WATER UTILITY
serves 272,000 people · EPA ID WI1130224
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
LiteWire
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

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