Cumberland County and Freeport Town property record for 38 Merganser Way, Freeport, ME 04032
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,123 sqft · built 1986 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,500 (Jul 2010) |
| Tax Bill | $13,487 (2025) |
| Deeds & Mortgages | Oct 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 5A 011ETC000 |
| Primary APN | 5A 011ETC000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,123 sqft Living Area |
| Gross Area | 3,866 sqft |
| 1st Floor Area | 852 sqft |
| Basement Area | 660 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,909 sqft (0.48 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3448 |
|---|---|
| Street Address | 38 MERGANSER WAY |
| City | FREEPORT |
| State | ME |
| Zip | 04032-6365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1175 |
| Legal Block | 11 |
| Legal Lot Number | ETC |
| Jurisdiction | FREEPORT ME |
| Township / Civil Division | FREEPORT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 4502 |
38 Merganser Way is owned and occupied by two individuals who bought it in July 2010.
Source: Cumberland County and Freeport Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 MERGANSER WAY, FREEPORT, ME 04032-6365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2010 · Amount on File |
| Deed Sale | Jul 6, 2010 · Amount on File |
| Deed Book / Page | 27895 / 124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEPORT ME |
| Property Address | 38 MERGANSER WAY, FREEPORT, ME 04032-6365 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0404320158 |
|---|---|
| Date | Oct 20, 2023 |
| Book Page | 40432/158 |
| Instrument | 38240 |
| Name | BATH SAVINGS INSTITUTION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2038 |
The 2025 property tax bill for 38 Merganser Way was $13,487, up 7.1% from the year before.
Source: Cumberland County and Freeport Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Freeport Town |
| Unified School District | Regional School Unit 05 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $13,487.00 (+7.07%) | $973,800 (+3.21%) Land $638,000 Building $335,800 |
| 2024 | $12,596.00 (+8.58%) | $943,500 (+11.83%) Land $607,700 Building $335,800 |
| 2023 | $11,601.00 (+7.23%) | $843,700 (+6.45%) Land $552,400 Building $291,300 |
| 2022 | $10,819.00 | $792,600 Land $493,200 Building $299,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 38 Merganser Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2022–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Merganser Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Fidium Fiber.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures