38 Mendham Rd, Gladstone, NJ 07934 Property Records

Somerset County and Peapack And Gladstone Borough property record for 38 Mendham Rd, Gladstone, NJ 07934

Property Summary

Property Type	Single Family Home
Details	1,516 sqft · built 1895
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (May 2020)
Tax Bill	$8,872 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-00009-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`15-00009-0000-00015`
Alternative APN	`150000900015`

Interior

Stories	2 Stories
Building Area	1,516 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	38 MENDHAM RD
City	GLADSTONE
State	NJ
Zip	07934-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R11
Legal Block	9
Legal Lot Number	15
Jurisdiction	SOMERSET NJ
Township / Civil Division	PEAPACK AND GLADSTONE
Census Block Group	2
Census Block	2019
Census Tract	52800

Owner

Source: Somerset County and Peapack And Gladstone Borough records · APN 15-00009-0000-00015

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 MENDHAM RD, GLADSTONE, NJ 07934-2120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit LOWER LLC
May 01, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 08, 2020	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2020 · Amount on Record
Deed Sale	May 08, 2020 · Amount on Record
Prior Sale	Jul 28, 2004 · Amount on Record
Deed Document Number	202019055
Deed Book / Page	7209 / 3177
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	May 29, 2026
Property Address	38 MENDHAM RD, GLADSTONE, NJ 07934-2120
Document Number	0000015002
Book / Page	7683 / 2881
Instrument Date	May 21, 2026
Instrument	202615002
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MENDHAM RD, GLADSTONE, NJ 07934-2120

Mortgage

Document Number	0000015002,
Date	May 29, 2026
Book Page	7683/2881
Instrument	202615002

Lender

Name	LOWER LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 17, 2046

Interest

Rate	6.23%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	38 MENDHAM RD, GLADSTONE, NJ 07934-2120
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MENDHAM RD, GLADSTONE, NJ 07934-2120

Mortgage

Document Number	0000010624
Date	May 01, 2023
Book Page	7503/1217
Instrument	2023010624

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 01, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 08, 2020
Property Address	38 MENDHAM RD, GLADSTONE, NJ 07934-2120
Document Number	0000019055
Book / Page	7209 / 3177
Instrument Date	Apr 24, 2020
Instrument	2020019055
Transaction Type	Transfer
Record Updated	Nov 05, 2021
Title Company	TITLE ON DEMAND OF NJ INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,551.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 N HIGHLAND AVE # AVE2101, 217, OSSINING, NY 10562-2900

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 MENDHAM RD, GLADSTONE, NJ 07934-2120

Mortgage

Document Number	0000019056
Date	May 08, 2020
Instrument	2020019056

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Somerset County and Peapack And Gladstone Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Peapack And Gladstone Borough
Unified School District	Somerset Hills Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,700 (+6.59%) Land $317,000 Building $282,700	$599,700 (+6.59%) Land $317,000 Building $282,700
2025	$8,872.00 (+0.45%)	$562,600 (+14.72%) Land $299,000 Building $263,600	$562,600 (+14.72%) Land $299,000 Building $263,600
2024	$8,832.00 (+3.64%)
2023		$490,400 Land $261,500 Building $228,900	$490,400 Land $261,500 Building $228,900
2022	$8,522.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1984–2021)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 163 locations within half a mile of this property.

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