38 McKinley Ave, Steger, IL 60475 Property Records

Will County property record for 38 McKinley Ave, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	1,100 sqft · built 1895
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$53,000 (Dec 2003)
Tax Bill	$3,532 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-15-05-408-003`

Property Details

APN / Parcel Number

Primary APN	`23-15-05-408-003`
Alternative APN	`15054080030000`

Interior

Stories	1 Story
Building Area	1,100 sqft Living Area
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	38 MCKINLEY AVE
City	STEGER
State	IL
Zip	60475-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLOCK 2 IN STEGER SUB IN THE E1/2 OF THE SE1/4 OF SEC 5, T34N-R14E.
Legal Range	14E
Legal Township	34N
Legal Section	05
Legal Subdivision	STEGER
Legal Block	2
Legal Lot Number	17
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	2
Census Block	2026
Census Tract	883700

Owner

38 McKinley Ave is owned by an individual who bought it in December 2003.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	320 E MUNZ RD, CRETE, IL 60417-4032
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Dec 18, 2018	Deed of Trust, Mortgage · Conventional with PMI BARRINGTON BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2003 · Amount on File
Deed Sale	Dec 23, 2003 · Amount on File
Prior Sale	Dec 23, 2003
Deed Document Number	2003309070
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	38 MCKINLEY AVE, STEGER, IL 60475-1809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076609
Date	Oct 29, 2019
Instrument	R2019076609

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.99%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	38 MCKINLEY AVE, STEGER, IL 60475-1809
Document Number	0000088809
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MCKINLEY AVE STEGER IL 604751809, STEGER, IL 60475-1809

Mortgage

Document Number	0000088809
Date	Dec 21, 2018
Instrument	88809

Lender

Name	BARRINGTON BK&TR
Type	Bank
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 38 McKinley Ave was $3,532.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,532.00	$36,505 (+5.5%) Land $5,699 Building $30,806	$109,515 (+5.5%) Land $17,097 Building $92,418
2024		$34,602 Land $5,402 Building $29,200	$103,806 Land $16,206 Building $87,600
2022	$3,125.00	$27,460 Land $4,287 Building $23,173	$82,380 Land $12,861 Building $69,519

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 McKinley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 38 McKinley Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T, Surf Internet, T-Mobile.

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