38 Marshall Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 38 Marshall Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,054 sqft · built 1900
Lot Size0.275 acres (12,000 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (Aug 2019)
Tax Bill$5,375 (2026)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 60.40-1-17.1

Property Details

APN / Parcel Number

Primary APN421500 60.40-1-17.1
Alternative APN
  • 150006004000010170010000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,054 sqft Living Area
1st Floor Area1,054 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions200 ft deep x 60 ft wide
Garage TypeDetached
Garage Area350 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area238 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address38 MARSHALL AVE
CitySCHENECTADY
StateNY
Zip12304-2028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description& P/O 65, 57 & 58 1 WOOD & GAR
Legal Block1
Legal Lot Number17.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2000
Census Tract21801

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1 RALPH ST, SCHENECTADY, NY 12304-4127
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2019 · Amount on Record
Deed SaleAug 15, 2019 · Amount on Record
Deed Document Number201936530
Deed Book / Page2017 / 802
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address38 MARSHALL AVE, SCHENECTADY, NY 12304-2028
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 MARSHALL AVE, SCHENECTADY, NY 12304-2028

Mortgage

Document Number0000029346
DateSep 25, 2020
Book Page5024/99
Instrument202029346
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 15, 2040

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,375.00 (+2.19%)
2025$5,260.00 (+4.68%)$105,200 (-) Land $15,800 Building $89,400$174,201 (+30.82%) Land $26,163 Building $148,038
2023$105,200 (-) Land $15,800 Building $89,400$133,165 (+3.8%) Land $20,000 Building $113,165
2022$105,200 Land $15,800 Building $89,400$128,293 Land $19,268 Building $109,025
2021$5,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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