Worcester County and Spencer Town property record for 38 Marble Rd, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,240 sqft · built 1993 |
| Lot Size | 2.34 acres (102,253 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,071 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jun 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00R14 B:00035 L:00001 |
| Primary APN | SPEN M:00R14 B:00035 L:00001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| Gross Area | 3,856 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 102,253 sqft (2.34 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 38 MARBLE RD |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 35 |
| Legal Lot Number | 1 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 726100 |
38 Marble Rd is owner-occupied and held in a trust since June 2017.
Source: Worcester County and Spencer Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 38 MARBLE RD, SPENCER, MA 01562-2830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FEDERAL CREDIT UNION |
| Jun 14, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2017 |
| Deed Sale | Jun 14, 2017 |
| Deed Document Number | 201761223 |
| Deed Book / Page | 57258 / 250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 38 MARBLE RD, SPENCER, MA 01562-2830 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 069278-153 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 69278/153 |
| Instrument | 48437 |
| Name | WEBSTER FIRST FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Jun 14, 2017 |
| Property Address | 38 MARBLE RD, SPENCER, MA 01562-2830 |
| Document Number | 57258-250 |
| Book / Page | 057258 / 000250 |
| Instrument Date | May 31, 2017 |
| Instrument | 61223 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 38 MARBLE RD SPENCER MA 015622830, SPENCER, MA 01562-2830 |
The 2026 property tax bill for 38 Marble Rd was $5,071, up 10,042% from the year before.
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,071.00 (+10,042%) | $461,800 (+7.07%) Land $68,200 Building $393,600 | $491,523 (+29.09%) |
| 2025 | $50.00 (-98.98%) | $431,300 (+0.21%) Land $59,800 Building $371,500 | $380,760 |
| 2024 | $4,924.00 (+4.57%) | $430,400 (+10.22%) Land $59,800 Building $370,600 | |
| 2023 | $4,709.00 | $390,500 Land $59,800 Building $330,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Marble Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Marble Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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